Australian Capital Territory
Fair Trading (Australian Consumer Law) Act 1992    
A1992-72
Republication No 31 (RI)
Effective:  14 June 2013 – 1 July 2013
Republication date: 14 June 2013
Reissued: 15 July 2013 for textual correction (dictionary)
Last amendment made by A2013‑19

Unauthorised version prepared by ACT Parliamentary Counsel’s Office

About this republication
The republished law
This is a republication of the Fair Trading (Australian Consumer Law) Act 1992 (including any amendment made under the Legislation Act 2001, part 11.3 (Editorial changes)) as in force on 14 June 2013.  It also includes any commencement, amendment, repeal or expiry affecting this republished law to 14 June 2013.  
The legislation history and amendment history of the republished law are set out in endnotes 3 and 4. 
Kinds of republications
The Parliamentary Counsel’s Office prepares 2 kinds of republications of ACT laws (see the ACT legislation register at www.legislation.act.gov.au):
•	authorised republications to which the Legislation Act 2001 applies
•	unauthorised republications.
The status of this republication appears on the bottom of each page.
Editorial changes
The Legislation Act 2001, part 11.3 authorises the Parliamentary Counsel to make editorial amendments and other changes of a formal nature when preparing a law for republication.  Editorial changes do not change the effect of the law, but have effect as if they had been made by an Act commencing on the republication date (see Legislation Act 2001, s 115 and s 117).  The changes are made if the Parliamentary Counsel considers they are desirable to bring the law into line, or more closely into line, with current legislative drafting practice.  
This republication does not include amendments made under part 11.3 (see endnote 1).
Uncommenced provisions and amendments
If a provision of the republished law has not commenced, the symbol  U  appears immediately before the provision heading.  Any uncommenced amendments that affect this republished law are accessible on the ACT legislation register (www.legislation.act.gov.au). For more information, see the home page for this law on the register.
Modifications
If a provision of the republished law is affected by a current modification, the symbol  M  appears immediately before the provision heading.  The text of the modifying provision appears in the endnotes.  For the legal status of modifications, see the Legislation Act 2001, section 95.
Penalties
At the republication date, the value of a penalty unit for an offence against this law is $110 for an individual and $550 for a corporation (see Legislation Act 2001, s 133).

Australian Capital Territory
Fair Trading (Australian Consumer Law) Act 1992

Contents
	Page
Part 1	Preliminary
	1	Name of Act	2
	2	Dictionary	2
	3	Notes	2
	4	Offences against Act—application of Criminal Code etc	3
Part 2	The Australian Consumer Law
Division 2.1	Definitions
	5	Definitions—pt 2	4
Division 2.2	Application of Australian Consumer Law
	6	The Australian Consumer Law text	6
	7	Application of Australian Consumer Law	6
	8	Future modifications of Australian Consumer Law text	7
	9	Meaning of generic terms in Australian Consumer Law for purposes of this jurisdiction	7
	10	Interpretation of Australian Consumer Law	7
	11	Application of Australian Consumer Law	8
Division 2.3	References to Australian Consumer Law
	12	References to Australian Consumer Law	8
	13	References to Australian Consumer Law of other jurisdictions	9
Division 2.4	Application of Australian Consumer Law to jurisdictions
	14	Division does not apply to Commonwealth	9
	15	Application law of this jurisdiction	9
	16	Application law of other jurisdictions	9
	17	Activities that are not business	10
	18	Jurisdictions not liable to pecuniary penalty or prosecution	11
Division 2.5	Miscellaneous
	19	Conferral of functions and powers on certain bodies	12
	20	No doubling-up of liabilities	12
Part 3	Codes of practice
	21	Definitions for pt 3	13
	22	Preparation of draft codes of practice	13
	23	Approval of codes of practice	14
	24	Undertakings following contravention of approved code	15
	25	Enforcement of undertakings	15
	26	Variation or discharge of restraining order	16
	27	Register of undertakings	16
Part 4	Advisory committees
	28	Establishment of advisory committees	17
	29	Advisory committee membership	17
	30	Advisory committee—general procedure	17
	31	Reimbursement of expenses for advisory committee members	18
Part 5	Commissioner for fair trading
Division 5.1	Administration
	32	Commissioner for fair trading	19
	33	Functions of commissioner	19
	34	Delegation by commissioner	20
Division 5.2	Investigations
	35	Definitions for div 5.2	21
	36	Investigators	21
	37	Identity cards	22
	38	Power not to be exercised before identity card shown	22
	39	General power to enter premises	22
	40	Consent to entry	23
	41	Warrants	24
	42	Warrants—application made other than in person	25
	43	General powers on entry to premises	26
	44	Inspection of records of agents	26
	45	Power to seize evidence	28
	46	Receipt for things seized	29
	47	Access to things seized	29
	48	Return of things seized	29
	49	Self-incrimination etc	30
	50	Damage etc to be minimised	31
	51	Compensation	31
	52	Investigator may require giving of information and producing of documents	32
	53	Copying of documents produced under s 52	33
	54	Secrecy	34
	55	Commissioner may begin or defend legal proceeding on behalf of consumer	36
	56	Commissioner must obtain consent in relation to proceeding	37
	57	Conduct of proceeding by commissioner	37
	58	Court’s powers	38
	59	Recovery of money other than costs	38
	60	Costs	38
	61	Commissioner not personally liable	38
Part 6	Maximum annual percentage rate and disclosure
	62	Definitions—pt 6	39
	63	Maximum annual percentage rate	39
	64	Disclosure of cost of credit	40
Part 7	Miscellaneous
	65	Certificate evidence	41
	66	Protection of officials from liability	41
	67	Regulation-making power	42
Schedule 1	Australian consumer law transitional provisions	43
	1.1	Definitions—sch 1	43
	1.2	Transitional—reference to a repealed Act	43
	1.3	Transitional—advisory committees	44
	1.4	Transitional—regulations	44
	1.5	Expiry—sch 1	45
Schedule 2	Trade measurement transitional provisions	46
	2.1	Definitions—sch 2	46
	2.2	Transitional—application of repealed Acts to continuing matters	47
	2.3	Transitional—disciplinary actions	47
	2.4	Transitional—reviews	48
	2.5	Transitional—seized property	48
	2.6	Transitional—unpaid fees	49
	2.7	Transitional—search warrants	49
	2.8	Transitional—disclosure of information	50
	2.9	Transitional—reference to a repealed Act	50
	2.10	Transitional—regulations	50
	2.11	Expiry—sch 2	51
Schedule 3	Consumer credit transitional provisions	52
	3.1	Definitions—sch 3	52
	3.2	Transitional—financial counselling trust fund	52
	3.3	Transitional—provision of information and assistance to ASIC	53
	3.4	Transitional—ASIC has particular functions	53
	3.5	Transitional—reference to repealed legislation	54
	3.6	Transitional—pre-credit code contracts	54
	3.8	Transitional—regulations	54
	3.9	Expiry—sch 3	55
Dictionary		56
Endnotes
	1	About the endnotes	60
	2	Abbreviation key	60
	3	Legislation history	61
	4	Amendment history	66
	5	Earlier republications	84

Australian Capital Territory
Fair Trading (Australian Consumer Law) Act 1992

An Act about fair trading and consumer protection, and for other purposes

    

Part 1	Preliminary
    
1	Name of Act
This Act is the Fair Trading (Australian Consumer Law) Act 1992.
2	Dictionary
The dictionary at the end of this Act is part of this Act.
Note 1	The dictionary at the end of this Act defines certain terms used in this Act, and includes references (signpost definitions) to other terms defined elsewhere.
For example, the signpost definition ‘consumer—see the Australian Consumer Law (ACT), section 2 (1).’ means that the term ‘consumer’ is defined in that law and the definition applies to this Act.
Note 2	A definition in the dictionary (including a signpost definition) applies to the entire Act unless the definition, or another provision of the Act, provides otherwise or the contrary intention otherwise appears (see Legislation Act, s 155 and s 156 (1)).
3	Notes
A note included in this Act is explanatory and is not part of this Act.
Note	See the Legislation Act, s 127 (1), (4) and (5) for the legal status of notes.
4	Offences against Act—application of Criminal Code etc
Other legislation applies in relation to offences against this Act. 
Note 1	Criminal Code
The Criminal Code, ch 2 applies to all offences against this Act (see Code, pt 2.1), except the following offences:
·	s 37 (4)
·	s 43 (2)
·	s 45 (6)
·	s 52 (2).
The chapter sets out the general principles of criminal responsibility (including burdens of proof and general defences), and defines terms used for offences to which the Code applies (eg conduct, intention, recklessness and strict liability).
Note 2	Penalty units
The Legislation Act, s 133 deals with the meaning of offence penalties that are expressed in penalty units.

Part 2	The Australian Consumer Law
Division 2.1	Definitions
5	Definitions—pt 2
	(1)	In this part:
application law means—
	(a)	a law of a participating jurisdiction that applies the Australian Consumer Law, either with or without modifications, as a law of the participating jurisdiction; or
	(b)	any regulations or other legislative instrument made under a law described in paragraph (a); or
	(c)	the Australian Consumer Law, applying as a law of the participating jurisdiction, either with or without modifications.
Australian Consumer Law means (according to the context)—
	(a)	the Australian Consumer Law text; or
	(b)	the Australian Consumer Law text, applying as a law of a participating jurisdiction, either with or without modifications.
Australian Consumer Law text means the text described in section 6.
instrument means any document, including the following:
	(a)	an Act or an instrument made under an Act;
	(b)	a law of this jurisdiction or an instrument made under that law;
	(c)	an award or other industrial determination or order, or an industrial agreement;
	(d)	any other order (whether executive, judicial or otherwise);
	(e)	a notice, certificate or licence;
	(f)	an agreement;
	(g)	an application made, information or complaint laid, affidavit sworn, or warrant issued, for any purpose;
	(h)	an indictment, presentment, summons or writ;
	(i)	any other pleading in, or process issued in connection with, a legal or other proceeding.
Intergovernmental Agreement means the Intergovernmental Agreement for the Australian Consumer Law made on 2 July 2009 between the Commonwealth, the State of New South Wales, the State of Victoria, the State of Queensland, the State of Western Australia, the State of South Australia, the State of Tasmania, the Australian Capital Territory and the Northern Territory of Australia, as in force for the time being.
jurisdiction means a State or the Commonwealth.
law, in relation to a Territory, means a law of, or in force in, that Territory.
modifications includes additions, omissions and substitutions.
month means a period commencing at the beginning of a day of one of the 12 months of the year and ending immediately before the beginning of the corresponding day of the next month or, if there is no corresponding day, ending at the expiration of the next month.
participating jurisdiction means a jurisdiction that is a party to the Intergovernmental Agreement and applies the Australian Consumer Law as a law of the jurisdiction, either with or without modifications.
State includes a Territory.
Territory means the Australian Capital Territory or the Northern Territory.
this jurisdiction means the Australian Capital Territory.
	(2)	Terms used in this part and also in the Australian Consumer Law (ACT) have the same meanings in this part as they have in that law.
	(3)	For this part—
	(a)	a jurisdiction is taken to have applied the Australian Consumer Law as a law of the jurisdiction if a law of the jurisdiction substantially corresponds to the provisions of the Australian Consumer Law text, as in force from time to time; and
	(b)	that corresponding law is taken to be the Australian Consumer Law, or the Australian Consumer Law text, applying as a law of that jurisdiction.
Division 2.2	Application of Australian Consumer Law
6	The Australian Consumer Law text
The Australian Consumer Law text consists of—
	(a)	the Competition and Consumer Act 2010 (Cwlth), schedule 2; and
	(b)	the regulations under that Act, section 139G.
Note	The Australian Consumer Law text is accessible at www.comlaw.gov.au.
7	Application of Australian Consumer Law
	(1)	The Australian Consumer Law text, as in force from time to time—
	(a)	applies as a law of this jurisdiction; and
	(b)	as so applying may be referred to as the Australian Consumer Law (ACT); and
	(c)	as so applying is a part of this Act.
	(2)	This section has effect subject to section 8, section 9 and section 10.
8	Future modifications of Australian Consumer Law text
	(1)	A modification made by a Commonwealth law to the Australian Consumer Law text after the commencement of this section does not apply under section 7, if the modification is declared by regulation under this Act to be excluded from the operation of that section.
Note	A regulation must be notified, and presented to the Legislative Assembly, under the Legislation Act.
	(2)	A regulation under subsection (1) has effect only if it is notified not later than 3 months after the date of the modification.
	(3)	Subsection (1) ceases to apply to the modification if a further regulation under this Act so provides.
	(4)	For this section, the date of the modification is the date on which the Commonwealth Act effecting the modification receives the Royal Assent or the regulation effecting the modification is registered under the Legislative Instruments Act 2003 (Cwlth).
9	Meaning of generic terms in Australian Consumer Law for purposes of this jurisdiction
In the Australian Consumer Law (ACT): 
court includes the ACAT.
regulator means the commissioner for fair trading.
10	Interpretation of Australian Consumer Law
	(1)	The Acts Interpretation Act 1901 (Cwlth) applies as a law of this jurisdiction to the Australian Consumer Law (ACT).
	(2)	For subsection (1), the Commonwealth Act mentioned in that subsection applies as if—
	(a)	the statutory provisions in the Australian Consumer Law (ACT) were a Commonwealth Act; and
	(b)	the regulations in the Australian Consumer Law (ACT) or instruments under that law were regulations or instruments under a Commonwealth Act.
	(3)	The Legislation Act does not apply to—
	(a)	the Australian Consumer Law (ACT); or
	(b)	any instrument under that law.
11	Application of Australian Consumer Law
	(1)	The Australian Consumer Law (ACT) applies to and in relation to—
	(a)	people carrying on business within this jurisdiction; or
	(b)	bodies corporate incorporated or registered under the law of this jurisdiction; or
	(c)	people ordinarily resident in this jurisdiction; or
	(d)	people otherwise connected with this jurisdiction.
	(2)	Subject to subsection (1), the Australian Consumer Law (ACT) extends to conduct, and other acts, matters and things, occurring or existing outside or partly outside this jurisdiction (whether within or outside Australia).
Division 2.3	References to Australian Consumer Law
12	References to Australian Consumer Law
	(1)	A reference in any instrument to the Australian Consumer Law is a reference to the Australian Consumer Law of any or all of the participating jurisdictions.
	(2)	Subsection (1) has effect except so far as the contrary intention appears in the instrument or the context of the reference otherwise requires.
13	References to Australian Consumer Law of other jurisdictions
	(1)	This section has effect for an Act, a law of this jurisdiction or an instrument under an Act or such a law.
	(2)	If a law of a participating jurisdiction other than this jurisdiction provides that the Australian Consumer Law text as in force for the time being applies as a law of that jurisdiction, the Australian Consumer Law of that jurisdiction is the Australian Consumer Law text, applying as a law of that jurisdiction.
Division 2.4	Application of Australian Consumer Law to jurisdictions
14	Division does not apply to Commonwealth
In this division, participating jurisdiction or other jurisdiction does not include the Commonwealth.
15	Application law of this jurisdiction
The application law of this jurisdiction binds (so far as the legislative power of the Legislative Assembly allows) each participating jurisdiction, so far as the jurisdiction carries on a business, either directly or by an authority of the jurisdiction concerned.
16	Application law of other jurisdictions
	(1)	The application law of each participating jurisdiction other than this jurisdiction binds this jurisdiction, so far as this jurisdiction carries on a business, either directly or by an authority of this jurisdiction.
	(2)	If, because of this part, a provision of the law of another participating jurisdiction binds this jurisdiction, this jurisdiction is subject to that provision despite any prerogative right or privilege.
17	Activities that are not business
	(1)	For section 15 and section 16, the following do not amount to carrying on a business:
	(a)	imposing or collecting—
	(i)	taxes; or
	(ii)	levies; or
	(iii)	fees for authorisations;
	(b)	granting, refusing to grant, revoking, suspending or varying authorisations (whether or not they are subject to conditions);
	(c)	a transaction involving—
	(i)	only people who are all acting for the same jurisdiction (and none of whom is an authority of a State); or
	(ii)	only people who are all acting for the same authority of a State; or
	(iii)	only a State and 1 or more non-commercial authorities of that State; or
	(iv)	only non-commercial authorities of the same State;
	(d)	the acquisition of primary products by a government body under legislation, unless the acquisition occurs because—
	(i)	the body chooses to acquire the products; or
	(ii)	the body has not exercised a discretion that it has under the legislation that would allow it not to acquire the products.
	(2)	Subsection (1) does not limit the things that do not amount to carrying on a business for section 15 and section 16.
	(3)	In this section:
acquisition of primary products by a government body under legislation includes vesting of ownership of primary products in a government body by legislation.
authorisation means a licence, permit, certificate or other authorisation that allows the holder of the authorisation to supply goods or services.
government body means a State or an authority of a State.
primary products means—
	(a)	agricultural or horticultural produce; or
	(b)	crops, whether on or attached to the land or not; or
	(c)	animals (whether dead or alive); or
	(d)	the bodily produce (including natural increase) of animals.
	(4)	For this section, an authority of a State is non-commercial if—
	(a)	it is constituted by only one person; and
	(b)	it is neither a trading corporation nor a financial corporation.
18	Jurisdictions not liable to pecuniary penalty or prosecution
	(1)	Nothing in the application law of this jurisdiction makes any jurisdiction liable to a pecuniary penalty or to be prosecuted for an offence.
	(2)	Without limiting subsection (1), nothing in the application law of a participating jurisdiction makes this jurisdiction liable to a pecuniary penalty or to be prosecuted for an offence.
	(3)	The protection in subsection (1) or (2) does not apply to an authority of any jurisdiction.
Division 2.5	Miscellaneous
19	Conferral of functions and powers on certain bodies
	(1)	The authorities and officers of the Commonwealth mentioned in the Australian Consumer Law (ACT) have the functions and powers conferred or expressed to be conferred on them under the Australian Consumer Law (ACT).
	(2)	In addition to the powers mentioned in subsection (1), the authorities and officers mentioned in that subsection have power to do all things necessary or convenient to be done in connection with the performance of the functions and exercise of the powers mentioned in that subsection.
20	No doubling-up of liabilities
	(1)	If—
	(a)	an act or omission is an offence against the Australian Consumer Law (ACT) and is also an offence against an application law of another participating jurisdiction; and
	(b)	the offender has been punished for the offence under the application law of the other jurisdiction;
the offender is not liable to be punished for the offence against the Australian Consumer Law (ACT).
	(2)	If a person has been ordered to pay a pecuniary penalty under the application law of another participating jurisdiction, the person is not liable to a pecuniary penalty under the Australian Consumer Law (ACT) in relation to the same conduct.

Part 3	Codes of practice
    
21	Definitions for pt 3
In this part:
approved code means a code of practice approved under section 23.
undertaking means an undertaking given in response to a request for an undertaking made under section 24.
22	Preparation of draft codes of practice
	(1)	The commissioner may, with the approval of the Minister, and must, if the Minister directs, prepare for consideration by the Minister a draft code of practice for fair dealing—
	(a)	between a particular class of suppliers and consumers; or 
	(b)	by a particular class of people in relation to consumers.
	(2)	A draft code of practice may do 1 or more of the following:
	(a)	require an entity to be licensed or registered and prescribe conditions on licences or registration;
	(b)	provide for fees to be imposed or collected in relation to a licensing or registration system established under the code;
	(c)	impose educational and competency requirements on entities licensed or registered, or applying to be licensed or registered, under the code;
	(d)	establish alternative dispute resolution committees and prescribe the functions the committees may exercise.
Note	Entity—see Legislation Act, dict, pt 1.
	(3)	Subsection (2) does not limit what a draft code of practice may do.
	(4)	For the purpose of preparing a draft code of practice, the commissioner must arrange for consultation with, and invite submissions from, the people and organisations that, in the opinion of the commissioner, would have an interest in the terms of the proposed draft code of practice.
	(5)	If the commissioner is satisfied that associated people in a field of trade or commerce have, in consultation with organisations representing consumers and other interested people, agreed to abide by a particular code of practice in their dealings with or in relation to consumers, the commissioner may submit the code to the Minister for consideration together with any recommendations by the commissioner in relation to amendments to the code.
23	Approval of codes of practice
	(1)	The Minister may approve a code of practice submitted to the Minister under section 22.
Note	Under the Legislation Act, s 46 a power to make an instrument includes the power to amend or repeal the instrument.  The power to amend or repeal the instrument is exercisable in the same way, and subject to the same conditions, as the power to make the instrument (see s 46 (2)).
	(2)	A code of practice submitted to the Minister under section 22 may be approved with or without amendments.
	(3)	An approved code of practice is a disallowable instrument.
Note	A disallowable instrument must be notified, and presented to the Legislative Assembly, under the Legislation Act.
	(4)	The Minister may approve an amendment of an approved code of practice if the commissioner has certified in writing that the amendment is of a minor or inconsequential nature and that compliance with section 22 is not required.
24	Undertakings following contravention of approved code
	(1)	If the commissioner believes on reasonable grounds that a person in carrying on a business has not complied with an approved code, the commissioner may request the person to give within a stated time a written undertaking about 1 or more of the following:
	(a)	stopping the conduct;
	(b)	future compliance with the code;
	(c)	the action the person will take to rectify any consequence of the non-compliance.
	(2)	In considering whether to require a person to give an undertaking under subsection (1), the commissioner must have regard to any dispute resolution process stated in the approved code.
25	Enforcement of undertakings
	(1)	If a person fails to comply with a request by the commissioner to give an undertaking under section 24, the commissioner may apply to the Magistrates Court for an order under subsection (2).
	(2)	If the court is satisfied that there were grounds for requesting the undertaking, the court may make 1 or more of the following orders:
	(a)	an order directing the person to do something that would have been required to be done under the undertaking if the undertaking had been given;
	(b)	any other order that the court considers appropriate.
	(3)	If the commissioner considers that a person has breached an undertaking, the commissioner may apply to the Magistrates Court for an order under subsection (4).
	(4)	If the court is satisfied that the person has breached the undertaking, the court may make 1 or more of the following orders:
	(a)	an order directing the person to comply with the undertaking;
	(b)	any other order that the court considers appropriate.
	(5)	A person commits an offence if the person fails to comply with an order under this section.
Maximum penalty:  50 penalty units.
26	Variation or discharge of restraining order
The Magistrates Court may, on the application of the commissioner, vary or discharge an order made under section 25.
27	Register of undertakings
	(1)	The commissioner must keep a register of undertakings.
	(2)	The register may include any other information the commissioner considers appropriate.
	(3)	The register may be kept in any form, including electronically, that the commissioner decides.
	(4)	The commissioner may correct any mistake, error or omission in the register.
	(5)	The commissioner may change a detail included in the register to keep the register up-to-date.
	(6)	The register must be available for public inspection, free of charge, during normal business hours on any business day.

Part 4	Advisory committees
28	Establishment of advisory committees
	(1)	The Minister may establish advisory committees to provide advice to the Minister or the commissioner about fair trading and consumer protection.
	(2)	An instrument establishing a committee is a notifiable instrument.
Note	A notifiable instrument must be notified under the Legislation Act.
	(3)	An advisory committee must provide advice as required by the Minister or the commissioner and may provide advice on its own initiative.
	(4)	In exercising its functions, an advisory committee may consult with members of the public and with other entities interested in fair trading and consumer protection matters.
29	Advisory committee membership
An advisory committee is made up of—
	(a)	the commissioner; and
	(b)	other members appointed by the Minister who the Minister considers have the experience or expertise in relation to fair trading and consumer protection matters to qualify the person to exercise the functions of a committee member. 
30	Advisory committee—general procedure
	(1)	Meetings of an advisory committee are to be held when and where it decides.
	(2)	An advisory committee may conduct its proceedings (including its meetings) as it considers appropriate.
31	Reimbursement of expenses for advisory committee members
	(1)	A member of an advisory committee is not entitled to be paid for the exercise of the member’s functions.
	(2)	However, a member may apply to the commissioner for reimbursement of expenses reasonably incurred by the member for the purpose of attending a meeting of a committee.

Part 5	Commissioner for fair trading
Division 5.1	Administration
32	Commissioner for fair trading
The director‑general must appoint a public servant as the Commissioner for Fair Trading.
Note 1	For the making of appointments (including acting appointments), see the Legislation Act, pt 19.3.
Note 2	In particular, an appointment may be made by naming a person or nominating the occupant of a position (see Legislation Act, s 207).
33	Functions of commissioner
	(1)	The commissioner may—
	(a)	receive complaints about fraudulent conduct or unfair practices in relation to the supply of goods or services or the acquisition of interests in land; and
	(b)	deal with the complaints in a way the commissioner considers appropriate, including by investigating them or referring them to the entity the commissioner considers to be best able to take appropriate action; and
	(c)	investigate compliance with fair trading legislation; and
	(d)	conduct other investigations and research into consumer and fair trading issues and practices; and
	(e)	inspect records and accounts that must be kept under fair trading legislation; and
	(f)	make information available to, and provide guidance to, the public about consumer and fair trading issues and practices and about related laws; and
	(g)	exercise any other function given to the commissioner under a territory law; and
	(h)	be responsible for any other function given to the commissioner by the Minister or director‑general.
Note	A provision of a law that gives an entity (including a person) a function also gives the entity powers necessary and convenient to exercise the function (see Legislation Act, s 196 and dict, pt 1, def entity).
	(2)	In exercising the commissioner’s functions, the commissioner may collaborate or consult with advisory committees, members of the public, and other entities.
	(3)	A complaint mentioned in subsection (1) (a) may, but need not, relate to conduct or a practice to which fair trading legislation applies.
34	Delegation by commissioner
	(1)	The commissioner may delegate the commissioner’s functions under the consumer and trader legislation or another territory law to a public servant.
Note	For the making of delegations and the exercise of delegated functions, see the Legislation Act, pt 19.4.
	(2)	In this section:
consumer and trader legislation means the following:
	(a)	the fair trading legislation; 
	(b)	the Classification (Publications, Films and Computer Games) (Enforcement) Act 1995;
	(c)	the Pawnbrokers Act 1902;
	(d)	the Prostitution Act 1992;
	(e)	the Sale of Motor Vehicles Act 1977;
	(f)	the Second-hand Dealers Act 1906;
	(g)	the Tobacco Act 1927.
Division 5.2	Investigations
35	Definitions for div 5.2
In this division:
business premises means premises where a business, trade, profession or calling is carried on, other than a part used for residential purposes.
connected—a thing is connected with a particular offence if—
	(a)	the offence has been committed in relation to it; or
	(b)	it will provide evidence of the commission of the offence; or
	(c)	it was used, is being used, or is intended to be used, to commit the offence.
occupier, of premises, includes—
	(a)	a person believed on reasonable grounds to be an occupier of the premises; and
	(b)	a person apparently in charge of the premises.
offence includes an offence that there are reasonable grounds for believing has been, is being, or will be committed.
36	Investigators
	(1)	The commissioner may appoint a person as an investigator for this Act, section 33 (1) (b), (c), (d) or (e) (Functions of commissioner).
Note 1	For the making of appointments (including acting appointments), see the Legislation Act, pt 19.3.  
Note 2	In particular, a person may be appointed for a particular provision of a law (see Legislation Act, s 7 (3)) and an appointment may be made by naming a person or nominating the occupant of a position (see Legislation Act, s 207).
	(2)	An investigator may also exercise any other function given to the investigator under a territory law.
37	Identity cards
	(1)	The commissioner must issue an identity card to each investigator under this Act.
	(2)	The identity card must state that the person is an investigator.
	(3)	The identity card must also—
	(a)	include a recent photograph of the person; and
	(b)	state—
	(i)	the person’s name; and
	(ii)	the Acts for which the person is an investigator; and
	(iii)	the date of issue of the card; and
	(iv)	a date of expiry for the card; and
	(c)	include anything else prescribed by regulation.
	(4)	A person who ceases to be an investigator must return the person’s identity card to the commissioner as soon as practicable, but within 21 days, after ceasing to be an investigator.
Maximum penalty (subsection (4)):  1 penalty unit.
38	Power not to be exercised before identity card shown
An investigator may exercise a power under a territory law in relation to a person only if the investigator first shows the person the investigator’s identity card.
39	General power to enter premises
	(1)	For an investigation, an investigator may—
	(a)	enter any premises at any time with the occupier’s consent; or
	(b)	enter premises when open to the public; or
	(c)	enter business premises during business hours at the premises; or 
	(d)	enter premises in accordance with a warrant under this division.
	(2)	An investigator may, without the occupier’s consent or a warrant, enter the land around premises to ask for consent to enter the premises.
40	Consent to entry
	(1)	When asking for the occupier’s consent to enter premises under this division, an investigator must—
	(a)	show the investigator’s identity card; and
	(b)	tell the occupier—
	(i)	the purpose of the entry; and
	(ii)	that anything found and seized under this division may be used in evidence in court; and
	(iii)	that consent may be refused.
	(2)	If the occupier consents, the investigator must ask the occupier to sign a written acknowledgment—
	(a)	that the occupier was told—
	(i)	the purpose of the entry; and
	(ii)	that anything found and seized under this division may be used in evidence in court; and
	(iii)	that consent may be refused; and
	(b)	that the occupier consented to the entry; and
	(c)	stating the time, and day, when consent was given.
	(3)	If the occupier signs an acknowledgment of consent, the investigator must immediately give a copy to the occupier.
	(4)	A court must assume that an occupier of premises did not consent to an entry to the premises by an investigator under this division if—
	(a)	the question whether the occupier consented to the entry arises in proceedings in the court; and
	(b)	an acknowledgment under this section is not produced in evidence for the entry; and
	(c)	it is not proved that the occupier consented to the entry.
41	Warrants
	(1)	An investigator may apply to a magistrate for a warrant to enter premises.
	(2)	The application must be sworn and state the grounds on which the warrant is sought.
	(3)	The magistrate may refuse to consider the application until the investigator gives the magistrate all the information the magistrate requires about the application in the way the magistrate requires.
	(4)	The magistrate may issue a warrant only if satisfied there are reasonable grounds for suspecting—
	(a)	there is a particular thing or activity connected with an offence against the fair trading legislation; and
	(b)	the thing or activity is at or happening at the premises, or may be at or happening at the premises within the next 14 days.
	(5)	The warrant must state—
	(a)	that an investigator may, with necessary help and force, enter the premises and exercise the investigator’s powers under this division; and
	(b)	the offence for which the warrant is issued; and
	(c)	the things that may be seized under the warrant; and
	(d)	the hours when the premises may be entered; and
	(e)	the date, within 14 days after the warrant’s issue, the warrant ends.
42	Warrants—application made other than in person
	(1)	An investigator may apply for a warrant by phone, fax, email, radio or other form of communication if the investigator considers it necessary because of—
	(a)	urgent circumstances; or
	(b)	other special circumstances.
	(2)	Before applying for the warrant, the investigator must prepare an application stating the grounds on which the warrant is sought.
	(3)	The investigator may apply for the warrant before the application is sworn.
	(4)	After issuing the warrant, the magistrate must immediately fax a copy to the investigator if it is practicable to do so.
	(5)	The faxed copy of the warrant authorises the entry and the exercise of the investigator’s powers under this division.
	(6)	The investigator must, at the first reasonable opportunity, send to the magistrate the sworn application.
	(7)	On receiving the sworn application, the magistrate must attach it to the warrant.
	(8)	A court must assume that a power exercised by an investigator was not authorised by a warrant under this section if—
	(a)	the question arises in a proceeding before the court whether the exercise of power was authorised by a warrant; and
	(b)	the warrant is not produced in evidence; and
	(c)	it is not proved that the exercise of power was authorised by a warrant under this section.
43	General powers on entry to premises
	(1)	An investigator who enters premises under this division may, for the fair trading legislation, do any of the following in relation to the premises or anything on the premises:
	(a)	inspect or examine;
	(b)	copy a document;
	(c)	take measurements or conduct tests;
	(d)	take samples of or from anything on the premises;
	(e)	take photographs, films, or audio, video or other recordings;
	(f)	subject to section 45 (Power to seize evidence), seize a thing;
	(g)	take into the premises any people, equipment or material the investigator reasonably needs for exercising a power under this division;
	(h)	require the occupier, or a person on the premises, to give the investigator reasonable help to exercise a power under this division.
	(2)	A person must not, without reasonable excuse, contravene a requirement under subsection (1) (h).
Maximum penalty (subsection (2)):  50 penalty units.
44	Inspection of records of agents
	(1)	For this section, the following is a relevant circumstance in relation to a person:
	(a)	the person is a licensed agent who cannot be found;
	(b)	the person is a licensed agent who has left the ACT apparently permanently or for an extended period;
	(c)	the person has ceased to be a licensed agent;
	(d)	the person is a licensed agent who has contravened or appears to have contravened the Agents Act 2003, part 7 (Trust accounts).
	(2)	This section applies if an investigator is satisfied that—
	(a)	a relevant circumstance has happened in relation to a person; and
	(b)	the person has deposited money in an account with an authorised deposit-taking institution; and
	(c)	it is necessary to inspect the records relating to the person kept by the institution.
	(3)	The investigator may give to the authorised deposit-taking institution a written notice—
	(a)	setting out the relevant circumstance; and
	(b)	requiring the institution to produce for the investigator’s inspection the records of the institution relating to the person.
	(4)	An authorised deposit-taking institution must comply with the notice.
	(5)	In this section:
account—
	(a)	means a trust account or another account, whether related to a person’s business activities or not; and
	(b)	includes an account kept jointly with someone else.
licensed agent—see the Agents Act 2003, dictionary.
trust account—see the Agents Act 2003, dictionary.
45	Power to seize evidence
	(1)	An investigator who enters premises under a warrant under this division may seize the things for which the warrant was issued.
	(2)	An investigator who enters premises under this division with the occupier’s consent may seize a thing on the premises if—
	(a)	the investigator is satisfied on reasonable grounds that the thing is connected with an offence against the fair trading legislation; and
	(b)	seizure of the thing is consistent with the purpose of the entry as told to the occupier when seeking the occupier’s consent.
	(3)	An investigator may also seize anything on premises entered under this division if the investigator is satisfied on reasonable grounds that—
	(a)	the thing is connected with an offence against the fair trading legislation; and
	(b)	the seizure is necessary to prevent the thing from being—
	(i)	concealed, lost or destroyed; or
	(ii)	used to commit, continue or repeat the offence.
	(4)	In addition, an investigator may seize goods on premises entered under this division if—
	(a)	the investigator is satisfied on reasonable grounds that the goods have been supplied in contravention of the fair trading legislation; and
	(b)	seizure of the goods is necessary to decide whether the contravention has happened, or to be used as evidence in proceedings under the fair trading legislation about the contravention.
	(5)	Having seized a thing, an investigator may—
	(a)	remove the thing from the premises where it was seized (the place of seizure) to another place; or
	(b)	leave the thing at the place of seizure but restrict access to it.
	(6)	A person must not, without the commissioner’s approval, interfere with a thing to which access has been restricted under subsection (5).
Maximum penalty (subsection (6)):  50 penalty units, imprisonment for 6 months or both.
46	Receipt for things seized
	(1)	As soon as practicable after a thing is seized by an investigator under this division, the investigator must give a receipt for it to the person from whom it was seized.
	(2)	If, for any reason, it is not practicable to comply with subsection (1), the investigator must leave the receipt, secured conspicuously at the place of seizure.
47	Access to things seized
A person who would, apart from the seizure, be entitled to a thing seized under this division may—
	(a)	inspect it; and
	(b)	if it is a document—take extracts from it or make copies of it.
48	Return of things seized
	(1)	A thing seized under this division must be returned to its owner, or reasonable compensation must be paid to the owner by the Territory for the loss of the thing, if—
	(a)	a prosecution for an offence relating to the thing is not begun within 90 days after the day of the seizure; or
	(b)	the court does not find the offence proved in a prosecution for an offence against the fair trading legislation relating to the thing.
	(2)	A thing seized under this division is forfeited to the Territory if a court—
	(a)	finds an offence against the fair trading legislation relating to the thing to be proved; and
	(b)	orders the forfeiture.
	(3)	If subsection (2) (a) applies, but a court does not order forfeiture of the thing seized, the commissioner must return the thing to its owner or the Territory must pay reasonable compensation to the owner for the loss of the thing.
49	Self-incrimination etc
	(1)	A person is not excused from providing information or producing a document when required to do so under this division on the ground that the information or document may tend to incriminate the person.
	(2)	However—
	(a)	providing the information or producing the document; or
	(b)	any other information, document or thing obtained as a direct or indirect consequence of providing the information or producing the document;
is not admissible in evidence against the person in a criminal proceeding.
	(3)	Subsection (2) does not apply to a proceeding for—
	(a)	an offence against the Criminal Code, part 3.4 (False or misleading statements, information and documents); or
	(b)	any other offence in relation to the falsity or misleading nature of the information or document.
Note 1	A reference to an offence against a territory law includes a reference to a related ancillary offence, eg attempt (see Legislation Act 2001, s 189).
Note 2	The Legislation Act 2001, s 171 deals with the application of client legal privilege.
50	Damage etc to be minimised
	(1)	In the exercise, or purported exercise, of a function under this division, an investigator must take all reasonable steps to ensure that the investigator, and any person assisting the investigator, causes as little inconvenience, detriment and damage as is practicable.
	(2)	If an investigator, or a person assisting an investigator, damages anything in the exercise or purported exercise of a function under this division, the investigator must give written notice of the particulars of the damage to the person whom the investigator believes on reasonable grounds is the owner of the thing.
	(3)	If the damage happens on premises entered under this division in the absence of the occupier, the notice may be given by securing it in a conspicuous place on the premises.
51	Compensation
	(1)	A person may claim reasonable compensation from the Territory if the person suffers loss or expense because of the exercise, or purported exercise, of a function under this division by an investigator or a person assisting an investigator.
	(2)	Compensation may be claimed and ordered in a proceeding for—
	(a)	compensation brought in a court of competent jurisdiction; or
	(b)	an offence against the fair trading legislation brought against the person making the claim for compensation.
	(3)	A court may order the payment of reasonable compensation for the loss or expense only if it is satisfied it is just to make the order in the circumstances of the particular case.
	(4)	A regulation may prescribe matters that may, must or must not be taken into account by the court in considering whether it is just to make the order.
52	Investigator may require giving of information and producing of documents
	(1)	An investigator making an investigation—
	(a)	on giving a person other than a corporation a warning, orally or in writing, of the person’s obligation to comply with a requirement under this section, may, by written notice, require that person—
	(i)	to give to the investigator, by writing signed by that person, information stated in the notice; or
	(ii)	to give to the investigator, orally, information stated in the notice; or
	(iii)	to produce to the investigator a document stated in the notice;
	(b)	may, on giving a corporation a written warning of its obligation to comply with a requirement under this section, by written notice, require the executive officer of the corporation—
	(i)	to give to the investigator, by writing signed by the officer, information stated in the notice; and
	(ii)	to give to the investigator, orally, information stated in the notice; and
	(iii)	to produce to the investigator a document stated in the notice; and
	(c)	may require an entity mentioned in paragraph (a) or (b) to give the information or produce the document—
	(i)	at a place stated in the notice; and
	(ii)	at or within a time stated in the notice.
	(2)	A person who, without reasonable excuse, fails to comply with a requirement under this section commits an offence.
Maximum penalty:  50 penalty units, imprisonment for 6 months or both.
	(3)	A reference in this section to information or a document stated in a notice under this section is a reference to information or a document, as the case may be, reasonably required for this Act.
	(4)	An investigator who enters premises under section 39 is not authorised to remain on the premises if the investigator does not produce the investigator’s identity card for inspection if asked to do so by the occupier or a person apparently in charge of the premises.
	(5)	In this section:
executive officer means a person (however described and whether or not the person is a director of the corporation) who is concerned with, or takes part in, the corporation’s management.
53	Copying of documents produced under s 52
	(1)	A prescribed person may—
	(a)	make copies of a document produced in accordance with a notice under section 52; and
	(b)	retain possession of the document for as long as is necessary to make those copies.
	(2)	A prescribed person who for subsection (1) is in the possession of a document must comply with a request made by the person who produced the document, or by a person authorised by that person, to be afforded a reasonable opportunity to inspect and make copies of the document.
	(3)	In this section:
prescribed person means—
	(a)	the commissioner; or
	(b)	a person authorised by the commissioner by signed writing for this section.
54	Secrecy
	(1)	A person to whom this section applies commits an offence if—
	(a)	the person—
	(i)	makes a record of protected information about someone else; and
	(ii)	is reckless about whether the information is protected information about someone else; or
	(b)	the person—
	(i)	does something that divulges protected information about someone else; and
	(ii)	is reckless about whether—
	(A)	the information is protected information about someone else; and
	(B)	doing the thing would result in the information being divulged to someone else.
Maximum penalty:  50 penalty units, imprisonment for 6 months or both.
	(2)	Subsection (1) does not apply if the record is made, or the information is divulged—
	(a)	under this Act or another law applying in the Territory; or
	(b)	in relation to the exercise of a function, as a person to whom this section applies, under this Act or another law applying in the Territory.
Note	The defendant has an evidential burden in relation to the matters mentioned in ss (2) and (3) (see Criminal Code, s 58).
	(3)	Subsection (1) does not apply to the divulging of protected information about someone with the person’s consent.
	(4)	A person to whom this section applies commits an offence if, in a criminal proceeding against a defendant, the person divulges protected information to a court, or produces a document to a court, that was given or produced by the defendant in accordance with a requirement under section 52 (1) unless—
	(a)	the proceeding is for an offence against section 52 (2); or
	(b)	the proceeding is in respect of the falsity of the information or of a statement in the document.
Maximum penalty:  50 penalty units, imprisonment for 6 months or both.
	(5)	A person to whom this section applies need not divulge protected information to a court, or produce a document containing protected information to a court, unless it is necessary to do so for this Act or another law applying in the Territory.
	(6)	In this section:
court includes a tribunal, authority or person having power to require the production of documents or the answering of questions.
divulge includes communicate.
person to whom this section applies means a person —
	(a)	who is or has been—
	(i)	the commissioner; or
	(ii)	a member of the staff of the commissioner; or
	(b)	mentioned in section 33 (2); or
	(c)	who exercises, or has exercised, a function under this Act.
produce includes allow access to.
protected information means information about a person that is disclosed to, or obtained by, a person to whom this section applies because of the exercise of a function under this Act by the person or someone else.
55	Commissioner may begin or defend legal proceeding on behalf of consumer
	(1)	This section applies if a complaint or other matter involving a consumer is made or referred to the commissioner.
	(2)	The commissioner may, on behalf of the consumer and either alone or jointly, begin a legal proceeding against another person or defend a proceeding brought against the consumer for the purpose of enforcing or protecting the rights of the consumer in relation to an infringement, or suspected infringement, by that other person of—
	(a)	those rights; or
	(b)	a law in force in the Territory relating to the interests of consumers.
	(3)	The commissioner must not begin or defend a proceeding under subsection (2) unless the commissioner is satisfied that—
	(a)	the consumer has a cause of action or a good defence to the proceeding; or
	(b)	it is otherwise in the public interest to do so. 
56	Commissioner must obtain consent in relation to proceeding
	(1)	The commissioner must not begin or defend a proceeding under section 55 unless the commissioner has—
	(a)	the written consent of the consumer; and
	(b)	the written consent of the Minister.
	(2)	Nothing in subsection (1) requires the commissioner to obtain the consent of the consumer or the Minister in relation to the defence of a counterclaim, set-off or cross-action.
	(3)	A consent given under subsection (1) (a) is irrevocable except with the consent of the commissioner.
	(4)	A consent given under subsection (1) (b) is subject to the conditions the Minister considers appropriate.
57	Conduct of proceeding by commissioner
	(1)	Subject to section 56 (1), the commissioner may, without consulting or seeking the consent of the consumer, conduct a proceeding under section 55 (2) in the name of the consumer and in the way the commissioner considers appropriate.
	(2)	For the purpose of conducting a proceeding under section 55 (2), the commissioner has the same rights as the consumer would have had in the conduct of the proceeding, including the right—
	(a)	to sign documents in connection with the proceeding on behalf of the consumer; and
	(b)	to settle an action or part of an action; and
	(c)	to give an undertaking in relation to costs.
58	Court’s powers
In a proceeding under section 55 (2), a court has the same powers as it would have had if the proceeding had been begun by the consumer.
59	Recovery of money other than costs
Money (other than costs) recovered by the commissioner as a result of a proceeding under section 55 (2) must be paid to the consumer without deduction.
60	Costs
	(1)	If an order for costs is made against the consumer in relation to a proceeding under section 55 (2)—
	(a)	the costs must be paid by the commissioner; and
	(b)	the order may be enforced against the commissioner as if the commissioner were the consumer; and
	(c)	the order must not be enforced against the consumer.
	(2)	If an order for costs is made in favour of the consumer—
	(a)	the costs are payable to the commissioner; and
	(b)	the order may be enforced by the commissioner.
61	Commissioner not personally liable
The commissioner is not personally liable as a result of a proceeding under section 55 (2) but any amount that the commissioner becomes liable to pay under section 60 (1) must be paid by the Territory. 

Part 6	Maximum annual percentage rate and disclosure
    
62	Definitions—pt 6
In this part:
annual percentage rate—see the code, section 204 (1).
code means the National Credit Code.
contract document—see the code, section 204 (1).
credit—see the code, section 204 (1). 
credit contract—see the code, section 204 (1).
credit fees and charges—see the code, section 204 (1). 
63	Maximum annual percentage rate
	(1)	A regulation may prescribe a maximum annual percentage rate for a credit contract to which the code applies.
	(2)	A regulation may require interest charges, and all credit fees and charges, under a credit contract to be included in working out the maximum annual percentage rate under the contract.
	(3)	The code, part 2, division 3 applies in relation to a prescribed maximum annual percentage rate as if the rate had been prescribed by the code.
Note	The effect of s (3) is that a contract is void to the extent that it imposes a monetary liability prohibited under s (1) and that any amount paid under the contract may be recovered.  In addition, the credit provider commits an offence for entering into the contract.
	(4)	This section does not affect the exercise of any powers under the code, part 4, division 3 in relation to a credit contract that is not void because of this section.
Note	The code, pt 4, div 3 allows (among other things) the reopening of unjust transactions.
	(5)	This section applies to a credit contract whether the credit contract was established before, or is established after, the commencement of this section.
64	Disclosure of cost of credit
	(1)	For the code, section 17 (4) (Annual percentage rate or rates), the contract document must state an annual percentage rate worked out on the basis of charges under the credit contract that are interest charges (whether or not they are described in the credit contract as interest charges).
	(2)	For the code, section 17 (6) (Total amount of interest charges payable), the total amount of interest charges payable under the contract includes an amount that is an interest charge (whether or not it is described in the contract as an interest charge).
	(3)	For the code, section 16 (Precontractual disclosure), the precontractual statement must also set out the matters mentioned in subsections (1) and (2).
	(4)	The requirements under this section are additional to any other requirements under the code, section 16 or section 17.

Part 7	Miscellaneous
65	Certificate evidence
	(1)	A certificate that appears to be signed by the commissioner, and states any of the following matters, is evidence of the matter:
	(a)	that a stated investigation made, or being made, by the commissioner or another stated person was made, or is being made, under part 5;
	(b)	that on a stated date, or during a stated period, a stated person was an investigator.
	(2)	A court must accept a certificate under this section as proof of the matters stated in it if there is no evidence to the contrary.
66	Protection of officials from liability
	(1)	In this section:
official means—
	(a)	the commissioner; or
	(b)	a person who is exercising, or has exercised, a function under this Act; or
	(c)	a person who is, or has been, engaged in the administration of this Act.
	(2)	An official, or anyone engaging in conduct under the direction of an official, is not civilly liable for conduct engaged in honestly and without recklessness—
	(a)	in the exercise of a function under this Act; or
	(b)	in the reasonable belief that the conduct was in the exercise of a function under this Act.
	(3)	Any liability that would, apart from this section, attach to an official attaches instead to the Territory.
Note	A reference to an Act includes a reference to the statutory instruments made or in force under the Act, including any regulation (see Legislation Act, s 104).
67	Regulation-making power
	(1)	The Executive may make regulations for this Act.
Note	A regulation must be notified, and presented to the Legislative Assembly, under the Legislation Act.
	(2)	A regulation may create offences and fix maximum penalties of not more than 20 penalty units for the offences.

Schedule 1	Australian consumer law transitional provisions
    
1.1	Definitions—sch 1
In this schedule:
commencement day means 1 January 2011.
repealed Acts means—
	(a)	the Door-to-Door Trading Act 1991; and
	(b)	the Fair Trading (Consumer Affairs) Act 1973; and
	(c)	the Lay-by Sales Agreements Act 1963.
1.2	Transitional—reference to a repealed Act
	(1)	In any Act, instrument made under an Act or a document, a reference to a repealed Act is, in relation to anything to which the Australian Consumer Law (ACT) applies, a reference to the Australian Consumer Law (ACT).
	(2)	In any Act, instrument made under an Act or a document, a reference to a provision of a repealed Act is, in relation to anything to which the Australian Consumer Law (ACT) applies, a reference to the corresponding provision of the Australian Consumer Law (ACT).
	(3)	In any Act, instrument made under an Act or a document, a reference to anything that is no longer applicable because of the repeal or amendment of a repealed Act by this Act and for which there is a corresponding thing under the Australian Consumer Law (ACT), is taken to be a reference to the corresponding thing under the Australian Consumer Law (ACT), if the context allows and if otherwise appropriate.
Note	A reference to an Act includes a reference to the statutory instruments made or in force under the Act, including any regulation (see Legislation Act, s 104).
1.3	Transitional—advisory committees
	(1)	Subsection (2) applies to an advisory committee established under the Fair Trading (Consumer Affairs) Act 1973, section 3 in existence immediately before commencement day. 
	(2)	The committee is taken to be an advisory committee established under this Act.
	(3)	Subsection (4) applies if, immediately before commencement day, a person is a member of an advisory committee under the Fair Trading (Consumer Affairs) Act 1973, section 3.
	(4)	The person is taken to be a member of the relevant committee under this Act.
1.4	Transitional—regulations
	(1)	A regulation may prescribe transitional matters necessary or convenient to be prescribed because of the repeal of the repealed Acts.
	(2)	A regulation may modify this schedule (including in relation to another territory law) to make provision in relation to anything that, in the Executive’s opinion, is not, or is not adequately or appropriately, dealt with in this schedule.
	(3)	A regulation under subsection (2) has effect despite anything elsewhere in this Act.
1.5	Expiry—sch 1
	(1)	This schedule expires on 1 January 2014.
	(2)	This schedule is a law to which the Legislation Act, section 88 (Repeal does not end effect of transitional laws etc) applies.

Schedule 2	Trade measurement transitional provisions
2.1	Definitions—sch 2
In this schedule:
commencement day means 1 July 2010.
Commonwealth law means the National Measurement Act 1960 (Cwlth).
continuing matter means the following:
	(a)	a disciplinary action mentioned in section 2.3;
	(b)	a review mentioned in section 2.4;
	(c)	a seized measuring instrument, record, article or package mentioned in section 2.5;
	(d)	an unpaid fee mentioned in section 2.6;
	(e)	a search warrant mentioned in section 2.7;
	(f)	anything done or not done under the repealed Acts in relation to a matter mentioned in paragraphs (a) to (e).
National Measurement Institute means the National Measurement Institute established under the Commonwealth law, section 17.
repealed Acts means the repealed Administration Act and the repealed Principal Act.
repealed Administration Act means the Trade Measurement (Administration) Act 1991.
repealed Principal Act means the Trade Measurement Act 1991.
2.2	Transitional—application of repealed Acts to continuing matters
	(1)	The repealed Acts continue to apply in relation to the continuing matters as if the repealed Acts had not been repealed.
	(2)	Without limiting subsection (1), in relation to the continuing matters—
	(a)	the commissioner continues as the administering authority and licensing authority under the repealed Administration Act, section 6; and
	(b)	an inspector may be appointed under the repealed Administration Act, section 7; and
	(c)	the appointment of a person as an inspector under the repealed Administration Act that is in force immediately before the commencement day, continues in force until the end of the term of appointment under the repealed Act, unless ended earlier; and
	(d)	the commissioner may continue to exercise the powers and discharge the functions that, under the repealed Acts, may be exercised or discharged by an inspector, as mentioned in the repealed Administration Act, section 7 (3).
2.3	Transitional—disciplinary actions
	(1)	This section applies if—
	(a)	the licensing authority had served a notice on a licensee under the repealed Principal Act, section 57 before the commencement day; and
	(b)	the licensing authority had not taken disciplinary action under the repealed Principal Act, section 58 against the licensee before the commencement day.
	(2)	The licensing authority may take disciplinary action under the repealed Principal Act, section 58 against the licensee as if the repealed Acts had not been repealed.
2.4	Transitional—reviews
	(1)	Subsection (2) applies if—
	(a)	immediately before the commencement day, a person was entitled to apply for review of a reviewable decision of the licensing authority under the repealed Principal Act; and
	(b)	the person had not applied before the commencement day.
	(2)	The person may apply to the ACAT for review, and the ACAT may review the reviewable decision, as if the repealed Acts had not been repealed.
	(3)	Subsection (4) applies if—
	(a)	a person had applied to the ACAT for review of a reviewable decision of the licensing authority under the repealed Principal Act; and
	(b)	the review had not been finally decided before the commencement day.
	(4)	The ACAT may review, or continue to review, the reviewable decision as if the repealed Acts had not been repealed.
2.5	Transitional—seized property
	(1)	This section applies if, before the commencement day, an inspector seized—
	(a)	a measuring instrument, or records produced by the instrument, under the repealed Principal Act, section 61; or
	(b)	an article, a sample of an article, a package containing an article or records concerning the article or package under the repealed Principal Act, section 62.
	(2)	The inspector may retain, return or dispose of the instrument, records, article or package under the repealed Acts as if the repealed Acts had not been repealed.
2.6	Transitional—unpaid fees
	(1)	This section applies if, immediately before the commencement day, a fee payable under the repealed Administration Act had not been paid within the period prescribed by the Act.
	(2)	The fee may be recovered by the Territory as a debt.
	(3)	In this section:
fee includes a charge or other amount. 
2.7	Transitional—search warrants
	(1)	This section applies if—
	(a)	an inspector believes on reasonable grounds that an offence under the repealed Acts had been committed before the commencement day; and
	(b)	the inspector believes there are reasonable grounds for suspecting that there may be on a premises a particular thing connected with the offence; and
	(c)	a search warrant had not been issued under the repealed Administration Act, section 15 before the commencement day.
	(2)	An inspector may apply, and a court may issue, a search warrant under the repealed Administration Act, section 15, as if the repealed Acts had not been repealed.
2.8	Transitional—disclosure of information
	(1)	The commissioner may disclose the following information to the National Measurement Institute for the administration or enforcement of the Commonwealth law:
	(a)	a copy of the register kept under the repealed Principal Act, section 47;
	(b)	information obtained by the licensing authority and administrative authority under the repealed Acts;
	(c)	information obtained by the commissioner or an inspector about a continuing matter.
	(2)	If the information relates to seized property mentioned in section 2.5, the commissioner may allow the National Measurement Institute to inspect the property for the administration or enforcement of the Commonwealth law.
	(3)	This section applies despite any other territory law.
2.9	Transitional—reference to a repealed Act
To the extent permitted or required by the context or subject matter, a reference in another territory law to either of the repealed Acts is a reference to the Commonwealth law.
2.10	Transitional—regulations
	(1)	A regulation may prescribe transitional matters necessary or convenient to be prescribed because of the repeal of the repealed Acts.
	(2)	A regulation may modify this schedule (including in relation to another territory law) to make provision in relation to anything that, in the Executive’s opinion, is not, or is not adequately or appropriately, dealt with in this schedule.
	(3)	A regulation under subsection (2) has effect despite anything elsewhere in this Act.
2.11	Expiry—sch 2
	(1)	This schedule expires on 1 July 2013.
	(2)	This schedule is a law to which the Legislation Act, section 88 (Repeal does not end effect of transitional laws etc) applies.

Schedule 3	Consumer credit transitional provisions
3.1	Definitions—sch 3
In this schedule:
ASIC means the Australian Securities and Investments Commission under the Australian Securities and Investments Commission Act 2001 (Cwlth).
national credit legislation means—
	(a)	the National Consumer Credit Protection Act 2009 (Cwlth); and
	(b)	the National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Cwlth).
repealed credit legislation means—
	(a)	the Consumer Credit (Administration) Act 1996; and 
	(b)	the Consumer Credit (Administration) Regulation 1996; and
	(c)	the Consumer Credit Act 1995; and
	(d)	the Consumer Credit Regulation 1996; and
	(e)	the Credit Act 1985; and
	(f)	the Credit Regulation 1985.
3.2	Transitional—financial counselling trust fund
	(1)	The financial counselling trust fund established under the Consumer Credit (Administration) Act 1996, section 124 (the trust fund) continues in existence as if the repealed credit legislation had not been repealed.
	(2)	Amounts payable under the repealed credit legislation continue to be payable to the trust fund as if the repealed credit legislation had not been repealed.
3.3	Transitional—provision of information and assistance to ASIC
	(1)	The commissioner may, on his or her own initiative or at the request of ASIC—
	(a)	provide ASIC with the documents and other information in the possession or control of the commissioner that are reasonably required by ASIC in connection with the exercise of its functions under the national credit legislation; and
	(b)	provide ASIC with other assistance that is reasonably required by ASIC to exercise a function under the national credit legislation.
	(2)	This section applies despite any other territory law.
3.4	Transitional—ASIC has particular functions 
	(1)	The Minister, or a person authorised in writing by the Minister, may enter into an agreement or arrangement with ASIC for the exercise of functions by ASIC as an agent of the Territory, even if those functions are or may be conferred on another person under a territory law.
	(2)	An agreement or arrangement of a kind mentioned in subsection (1) has effect despite any other territory law in relation to a function that is the subject of the agreement or arrangement.
Note	The National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Cwlth), sch 1, pt 4, item 23 provides that ASIC has functions and powers in relation to appeal, review or enforcement proceedings that are expressed to be conferred on it by a law of a State or territory.
3.5	Transitional—reference to repealed legislation
	(1)	To the extent permitted or required by the context or subject matter, a reference in another territory law to any of the repealed consumer credit legislation is a reference to the national credit legislation.
	(2)	In this section:
repealed consumer credit legislation means—
	(a)	the Consumer Credit (Administration) Act 1996; and 
	(b)	the Consumer Credit (Administration) Regulation 1996; and
	(c)	the Consumer Credit Act 1995; and
	(d)	the Consumer Credit Regulation 1996.
3.6	Transitional—pre-credit code contracts
	(1)	The repealed credit legislation continues to apply to pre-credit code contracts as if the repealed credit legislation had not been repealed.
	(2)	In this section:
pre-credit code contract means a contract to which the repealed pre‑credit code legislation applied immediately before the repeal of that legislation.
repealed pre-credit code legislation means—
	(a)	the Credit Act 1985; and
	(b)	the Credit Regulation 1985.
3.8	Transitional—regulations
	(1)	A regulation may prescribe transitional matters necessary or convenient to be prescribed because of the repeal of the repealed credit legislation.
	(2)	A regulation may modify this schedule (including in relation to another territory law) to make provision in relation to anything that, in the Executive’s opinion, is not, or is not adequately or appropriately, dealt with in this schedule.
	(3)	A regulation under subsection (2) has effect despite anything elsewhere in this Act.
3.9	Expiry—sch 3
	(1)	This schedule expires on 1 July 2013.
	(2)	This schedule is a law to which the Legislation Act, section 88 (Repeal does not end effect of transitional laws etc) applies.

Dictionary
(see s 2)
Note 1	The Legislation Act contains definitions and other provisions relevant to this Act.
Note 2	For example, the Legislation Act, dict, pt 1, defines the following terms:
·	ACAT
·	director‑general (see s 163)
·	document
·	interest
·	land
·	Magistrates Court
·	Minister
·	National Credit Code
·	prescribed.
advisory committee means a committee established under section 28.
annual percentage rate, for part 6 (Maximum annual percentage rate and disclosure)—see section 62.
application law, for part 2 (The Australian Consumer Law)—see section 5 (1).
approved code, for part 3 (Codes of practice)—see section 21.
Australian Consumer Law, for part 2 (The Australian Consumer Law)—see section 5 (1). 
Australian Consumer Law (ACT) means the provisions applying in this jurisdiction because of section 7.
Australian Consumer Law text, for part 2 (The Australian Consumer Law)—see section 5 (1).
business—see the Australian Consumer Law (ACT), section 2 (1).
business premises, for division 5.2 (Investigations)—see section 35.
code, for part 6 (Maximum annual percentage rate and disclosure)—see section 62.
commissioner means the Commissioner for Fair Trading appointed under section 32.
connected, for division 5.2 (Investigations)—see section 35.
consumer—see the Australian Consumer Law (ACT), section 2 (1).
contract document, for part 6 (Maximum annual percentage rate and disclosure)—see section 62.
court includes any tribunal or person having authority under a law, or by consent of parties, to receive evidence.
credit, for part 6 (Maximum annual percentage rate and disclosure)—see section 62.
credit contract, for part 6 (Maximum annual percentage rate and disclosure)—see section 62.
credit fees and charges, for part 6 (Maximum annual percentage rate and disclosure)—see section 62.
fair trading legislation means—
	(a)	the Agents Act 2003; or
	(b)	the Australian Consumer Law (ACT); or
	(c)	the Eggs (Labelling and Sale) Act 2001; or
	(d)	the Fair Trading (Australian Consumer Law) Act 1992; or
	(e)	the Fair Trading (Motor Vehicle Repair Industry) Act 2010; or
	(f)	the Liquor Act 2010; or
	(g)	the Plastic Shopping Bags Ban Act 2010; or
	(h)	the Retirement Villages Act 2012; or
	(i)	the Security Industry Act 2003; or
	(j)	the Working with Vulnerable People (Background Checking) Act 2011.
goods—see the Australian Consumer Law (ACT), section 2 (1).
identity card means an identity card issued to an investigator under section 37.
instrument, for part 2 (The Australian Consumer Law)—see section 5 (1).
Intergovernmental Agreement, for part 2 (The Australian Consumer Law)—see section 5 (1).
investigation means an investigation under part 5.
investigator means the commissioner or a person appointed under section 36.
jurisdiction, for part 2 (The Australian Consumer Law)—see section 5 (1).
law, in relation to a Territory, for part 2 (The Australian Consumer Law)—see section 5 (1). 
modifications, for part 2 (The Australian Consumer Law)—see section 5 (1).
month, for part 2 (The Australian Consumer Law)—see section 5 (1).
occupier, of premises, for division 5.2 (Investigations)—see section 35.
offence, for division 5.2 (Investigations)—see section 35.
other jurisdiction, for division 2.4 (Application of Australian Consumer Law to jurisdictions)—see section 14.
participating jurisdiction—
	(a)	for part 2 (The Australian Consumer Law)—see section 5 (1); and
	(b)	for division 2.4 (Application of Australian Consumer Law to jurisdictions)—see section 14.
services—see the Australian Consumer Law (ACT), section 2 (1).
State, for part 2 (The Australian Consumer Law)—see section 5 (1).
supplier—see the Australian Consumer Law (ACT), section 2 (1).
supply—see the Australian Consumer Law (ACT), section 2 (1).
Territory, for part 2 (The Australian Consumer Law)—see section 5 (1).
this jurisdiction, for part 2 (The Australian Consumer Law)—see section 5 (1). 
undertaking, for part 3 (Codes of practice)—see section 21.

Endnotes
1	About the endnotes
Amending and modifying laws are annotated in the legislation history and the amendment history.  Current modifications are not included in the republished law but are set out in the endnotes.
Not all editorial amendments made under the Legislation Act 2001, part 11.3 are annotated in the amendment history.  Full details of any amendments can be obtained from the Parliamentary Counsel’s Office.
Uncommenced amending laws are not included in the republished law.  The details of these laws are underlined in the legislation history.  Uncommenced expiries are underlined in the legislation history and amendment history.
If all the provisions of the law have been renumbered, a table of renumbered provisions gives details of previous and current numbering.  
The endnotes also include a table of earlier republications.
2	Abbreviation key

A = Act	NI = Notifiable instrument	
AF = Approved form	o = order	
am = amended	om = omitted/repealed	
amdt = amendment	ord = ordinance	
AR = Assembly resolution	orig = original	
ch = chapter	par = paragraph/subparagraph	
CN = Commencement notice	pres = present	
def = definition	prev = previous	
DI = Disallowable instrument	(prev...) = previously	
dict = dictionary	pt = part	
disallowed = disallowed by the Legislative 	r = rule/subrule	
Assembly	reloc = relocated	
div = division	renum = renumbered	
exp = expires/expired	R[X] = Republication No	
Gaz = gazette	RI = reissue	
hdg = heading	s = section/subsection	
IA = Interpretation Act 1967	sch = schedule	
ins = inserted/added	sdiv = subdivision	
LA = Legislation Act 2001	SL = Subordinate law	
LR = legislation register	sub = substituted	
LRA = Legislation (Republication) Act 1996	underlining = whole or part not commenced	
mod = modified/modification	or to be expired	

3	Legislation history
The Fair Trading (Australian Consumer Law) Act 1992 was originally the Fair Trading Act 1992.  It was renamed by the Fair Trading (Australian Consumer Law) Amendment Act 2010 A2010-54 (see amdt 1.2).
Fair Trading (Australian Consumer Law) Act 1992 A1992‑72
notified 8 December 1992 (Gaz 1992 No S218)
s 1, s 2 commenced 8 December 1992 (s 2 (1))
remainder commenced 1 January 1993 (s 2 (2) and Gaz 1992 No S245)
as amended by
Acts Revision (Position of Crown) Act 1993 A1993‑44 sch 2
notified 27 August 1993 (Gaz 1993 No S165)
commenced 27 August 1993 (s 2)
Statute Law Revision Act 1994 A1994‑26 sch
notified 31 May 1994 (Gaz 1994 No S93)
commenced 31 May 1994 (s 2)
Fair Trading (Amendment) Act 1996 A1996‑9 
notified 10 April 1996 (Gaz 1996 No S59)
ss 1-3 commenced 10 April 1996 (s 2 (1))
remainder commenced 10 May 1996 (s 2 (2) and Gaz 1996 No S85)
Legal Practitioners (Consequential Amendments) Act 1997 A1997‑96 sch 1
notified 1 December 1997 (Gaz 1997 No S380)
s 1, s 2 commenced 1 December 1997 (s 2 (1))
sch 1 commenced 1 June 1998 (s 2 (2))
Statute Law Revision (Penalties) Act 1998 A1998‑54 sch
notified 27 November 1998 (Gaz 1998 No S207)
s 1, s 2 commenced 27 November 1998 (s 2 (1))
sch commenced 9 December 1998 (s 2 (2) and Gaz 1998 No 49)
Law Reform (Miscellaneous Provisions) Act 1999 A1999‑66 sch 3
notified 10 November 1999 (Gaz 1999 No 45)
commenced 10 November 1999 (s 2)
Justice and Community Safety Legislation Amendment Act 2000 (No 3) A2000‑17 sch 1
notified 1 June 2000 (Gaz 2000 No 22)
commenced 1 June 2000 (s 2)
Utilities (Consequential Provisions) Act 2000 A2000‑66 sch 1 pt 6
notified 20 December 2000 (Gaz 2000 No S68)
s 1, s 2 commenced 20 December 2000 (IA s 10B)
sch 1 pt 6 commenced 1 January 2001 (Gaz 2000 No S69)
Legislation (Consequential Amendments) Act 2001 A2001‑44 pt 137
notified 26 July 2001 (Gaz 2001 No 30)
s 1, s 2 commenced 26 July 2001 (IA s 10B)
pt 137 commenced 12 September 2001 (s 2 and see Gaz 2001 No S65)
Fair Trading Legislation Amendment Act 2001 A2001‑77 pt 2
notified LR 14 September 2001
s 1, s 2 commenced 14 September 2001 (LA s 75)
pt 2 commenced 14 March 2002 (LA s 79)
Fair Trading Amendment Act 2002 A2002‑31 
notified LR 9 September 2002
s 1, s 2 commenced 9 September 2002 (LA s 75)
remainder commenced 25 November 2002 (s 2)
Justice and Community Safety Legislation Amendment Act 2003 A2003-2 pt 4
notified LR 3 March 2003
s 1, s 2 commenced 3 March 2003 (LA s 75 (1))
pt 4 commenced 31 March 2003 (s 2 (2))
Agents Act 2003 A2003-20 s 204
notified LR 19 May 2003
s 1, s 2 commenced 19 May 2003 (LA s 75 (1))
s 204 commenced 1 November 2003 (s 2 and CN2003-12)
Civil Law (Sale of Residential Property) Act 2003 A2003-40 sch 1 pt 1.2
notified LR 8 September 2003
s 1, s 2 commenced 8 September 2003 (LA s 75 (1))
sch 1 pt 1.2 commenced 1 July 2004 (s 2)
Justice and Community Safety Legislation Amendment Act 2003 (No 2) A2003-47 pt 5
notified LR 31 October 2003
s 1, s 2 commenced 31 October 2003 (LA s 75 (1))
pt 5 commenced 1 November 2003 (s 2)
Justice and Community Safety Legislation Amendment Act 2004 A2004-18 pt 8
notified LR 6 April 2004
s 1, s 2 commenced 6 April 2004 (LA s 75 (1))
pt 8 commenced 20 April 2004 (s 2)
Statute Law Amendment Act 2005 A2005-20 sch 3 pt 3.21
notified LR 12 May 2005
s 1, s 2 taken to have commenced 8 March 2005 (LA s 75 (2))
sch 3 pt 3.21 commenced 2 June 2005 (s 2 (1))
Justice and Community Safety Legislation Amendment Act 2005 (No 4) A2005-60 sch 1 pt 1.16
notified LR 1 December 2005
s 1, s 2 taken to have commenced 23 November 2005 (LA s 75 (2))
sch 1 pt 1.16 commenced 22 December 2005 (s 2 (4))
Statute Law Amendment Act 2007 (No 3) A2007-39 sch 3 pt 3.17
notified LR 6 December 2007
s 1, s 2 commenced 6 December 2007 (LA s 75 (1))
sch 3 pt 3.17 commenced 27 December 2007 (s 2)
Justice and Community Safety Legislation Amendment Act 2008 A2008-7 sch 1 pt 1.8
notified LR 16 April 2008
s 1, s 2 commenced 16 April 2008 (LA s 75 (1))
sch 1 pt 1.8 commenced 7 May 2008 (s 2)
Firearms Amendment Act 2008 A2008-25 sch 2 pt 2.4
notified LR 15 July 2008
s 1, s 2 commenced 15 July 2008 (LA s 75 (1))
sch 2 pt 2.4 commenced 15 January 2009 (s 2 (1) and LA s 79)
Justice and Community Safety Legislation Amendment Act 2009 (No 3) A2009-44 sch 1 pt 1.9
notified LR 24 November 2009
s 1, s 2 commenced 24 November 2009 (LA s 75 (1))
sch 1 pt 1.9 commenced 22 December 2009 (s 2 (3))
Justice and Community Safety Legislation Amendment Act 2010 (No 3) A2010-40 sch 1 pt 1.4
notified LR 5 October 2010
s 1, s 2 commenced 5 October 2010 (LA s 75 (1))
s 3, sch 1 pt 1.4 commenced 6 October 2010 (s 2 (1))
Fair Trading (Australian Consumer Law) Amendment Act 2010 A2010‑54 sch 1
notified LR 16 December 2010
s 1, s 2 commenced 16 December 2010 (LA s 75 (1))
amdt 1.42 commenced 1 July 2011 (s 2 (2) (a) and see Plastic Shopping Bags Ban Act 2010 A2010-49, s 2 (1))
sch 1 remainder commenced 1 January 2011 (s 2 (1))
as modified by
Fair Trading (Australian Consumer Law) (Transitional Provisions) Regulation 2011 SL2011-4 s 3
notified LR 17 February 2011
s 1, s 2 commenced 17 February 2011 (LA s 75 (1))
s 3 commenced 18 February 2011 (s 2)
as amended by
Justice and Community Safety Legislation Amendment Act 2011 A2011-16 sch 1 pt 1.5
notified LR 17 May 2011
s 1, s 2 commenced 17 May 2011 (LA s 75 (a))
sch 1 pt 1.5 commenced 17 November 2011 (s 2 and LA s 79)
Administrative (One ACT Public Service Miscellaneous Amendments) Act 2011 A2011-22 sch 1 pt 1.65
notified LR 30 June 2011
s 1, s 2 commenced 30 June 2011 (LA s 75 (1))
sch 1 pt 1.65 commenced 1 July 2011 (s 2 (1))
Working with Vulnerable People (Background Checking) Act 2011 A2011-44 s 72
notified LR 8 November 2011
s 1, s 2 commenced 8 November 2011 (LA s 75 (1))
s 72 commenced 8 November 2012 (s 2 (2))
Justice and Community Safety Legislation Amendment Act 2011 (No 3) A2011-49 sch 1 pt 1.3
notified LR 22 November 2011
s 1, s 2 commenced 22 November 2011 (LA s 75 (1))
sch 1 pt 1.3 commenced 23 November 2011 (s 2 (1))
Statute Law Amendment Act 2012 A2012-21 sch 3 pt 3.19
notified LR 22 May 2012
s 1, s 2 commenced 22 May 2012 (LA s 75 (1))
sch 3 pt 3.19 commenced 5 June 2012 (s 2 (1))
Justice and Community Safety Legislation Amendment Act 2013 A2013-7 sch 1 pt 1.4
notified LR 1 March 2013
s 1, s 2 commenced 1 March 2013 (LA s 75 (1))
sch 1 pt 1.4 commenced 4 March 2013 (s 2 and see Retirement Villages Act 2012 A2012-38, s 2 and LA s 79)
Statute Law Amendment Act 2013 A2013-19 sch 3 pt 3.20
notified LR 24 May 2013
s 1, s 2 commenced 24 May 2013 (LA s 75 (1))
sch 3 pt 3.20 commenced 14 June 2013 (s 2)

4	Amendment history
Long title
long title	sub A2010‑54 amdt 1.1
Name of Act
s 1	sub A2010‑54 amdt 1.2
Dictionary
s 2	om R4 LRA
	ins A2005‑60 amdt 1.83
	am A2010‑54 amdt 1.3
Notes
s 3	om R4 LRA
	ins A2005‑60 amdt 1.83
Offences against Act—application of Criminal Code etc
s 4	om A1993‑44 sch 2
	ins A2010‑54 amdt 1.4
The Australian Consumer Law
pt 2 hdg	sub A2010‑54 amdt 1.6
Definitions
div 2.1 hdg	ins A2003‑2 s 33
	sub A2010‑54 amdt 1.6
Definitions‑pt 2
s 5 hdg	sub A2005‑60 amdt 1.89
s 5	defs reloc to dict A2005‑60 amdt 1.87
	am A2005‑60 amdt 1.88, amdt 1.89
	om A2010‑54 amdt 1.5
	ins A2010‑54 amdt 1.6
	def application law ins A2010‑54 amdt 1.6
	def Australian Consumer Law ins A2010‑54 amdt 1.6
	def Australian Consumer Law text ins A2010‑54 amdt 1.6
	def authority of the Territory om A1994‑26 sch
	def court om A2005‑60 amdt 1.84
	def director sub A1999‑66 sch 3
	om A2000‑17 sch 1
	def document om A2005‑60 amdt 1.84
	def instrument ins A2010‑54 amdt 1.6
	def interest om A2005‑60 amdt 1.84
	def Intergovernmental Agreement ins A2010‑54 amdt 1.6
	def jurisdiction ins A2010‑54 amdt 1.6
	def law ins A2010‑54 amdt 1.6
	def modifications ins A2010‑54 amdt 1.6
	def month ins A2010‑54 amdt 1.6
	def participating jurisdiction ins A2010‑54 amdt 1.6
	def State ins A2010‑54 amdt 1.6
	def Territory ins A2010‑54 amdt 1.6
	def this jurisdiction ins A2010‑54 amdt 1.6
Application of Australian Consumer Law
div 2.2 hdg	ins A2003‑2 s 34
	sub A2010‑54 amdt 1.6
The Australian Consumer Law text
s 6	om A2010‑54 amdt 1.5
	ins A2010‑54 amdt 1.6
Application of Australian Consumer Law
s 7	sub A2007‑39 amdt 3.54
	om A2010‑54 amdt 1.5
	ins A2010‑54 amdt 1.6
Future modifications of Australian Consumer Law text
s 8	om A2010‑54 amdt 1.5
	ins A2010‑54 amdt 1.6
Meaning of generic terms in Australian Consumer Law for purposes of this jurisdiction
s 9	om A2010‑54 amdt 1.5
	ins A2010‑54 amdt 1.6
Interpretation of Australian Consumer Law
s 10	om A2010‑54 amdt 1.5
	ins A2010‑54 amdt 1.6
Application of Australian Consumer Law
s 11	sub A2010‑54 amdt 1.6
References to Australian Consumer Law
div 2.3 hdg	ins A2003‑2 s 34
	sub A2010‑54 amdt 1.6
References to Australian Consumer Law
s 12	sub A2010‑54 amdt 1.6
References to Australian Consumer Law of other jurisdictions
s 13	sub A2010‑54 amdt 1.6
Application of Australian Consumer Law to jurisdictions
div 2.4 hdg	ins A2010‑54 amdt 1.6
Division does not apply to Commonwealth
s 14	am A2001‑77 s 4, s 5
	sub A2010‑54 amdt 1.6
Application law of this jurisdiction
s 15	sub A2010‑54 amdt 1.6
Bids by seller
s 15A	reloc from Auctioneers Act 1959 s 16 by A2003‑20 s 204
	om A2003‑40 amdt 1.2
Application law of other jurisdictions
s 16	sub A2010‑54 amdt 1.6
Activities that are not business
s 17	sub A2010‑54 amdt 1.6
Jurisdictions not liable to pecuniary penalty or prosecution
s 18	sub A2010‑54 amdt 1.6
Miscellaneous
div 2.5 hdg	ins A2010‑54 amdt 1.6
Conferral of functions and powers on certain bodies
s 19	sub A2010‑54 amdt 1.6
No doubling-up of liabilities
s 20	sub A2010‑54 amdt 1.6
Definitions for pt 3
s 21	orig s 21
	om A2010‑54 amdt 1.6
	pres s 21
	(prev s 32)
	renum as s 21 A2010‑54 amdt 1.15
	def approved code ins A2005‑60 amdt 1.90
	def code om A2005‑60 amdt 1.90
Preparation of draft codes of practice
s 22	orig s 22
	om A2010‑54 amdt 1.6
	pres s 22
	(prev s 33) am A2000‑17 sch 1; A2003‑47 s 16; ss renum R9 LA (see A2003‑47 s 17); A2010‑54 amdt 1.7, amdt 1.8
	renum as s 22 A2010‑54 amdt 1.15
Approval of codes of practice
s 23	orig s 23
	om A2010‑54 amdt 1.6
	pres s 23
	(prev s 34) am A2003‑47 s 18, s 19
	(2), (3) exp 1 November 2005 (s 34 (3))
	sub A2005‑60 amdt 1.92
	(6)-(8) exp 22 December 2006 (s 34 (8))
	am A2010‑54 amdt 1.9
	renum as s 23 A2010‑54 amdt 1.15
Undertakings following contravention of approved code
s 24 hdg	(prev s 36 hdg) sub A2005‑60 amdt 1.96
s 24	orig s 24
	om A2010‑54 amdt 1.6
	pres s 24
	(prev s 36) am A2000‑17 sch 1; A2001‑77 s 10; A2005‑60 amdts 1.97-1.99; A2010‑54 amdt 1.11, amdt 1.12
	renum as s 24 A2010‑54 amdt 1.15
Enforcement of undertakings
s 25	orig s 25
	om A2010‑54 amdt 1.6
	pres s 25
	(prev s 37) am A1998‑54 sch; A2000‑17 sch 1; A2005‑60 amdt 1.100
	sub A2010‑54 amdt 1.13
	renum as s 25 A2010‑54 amdt 1.15
Definitions—div 2.2
s 25A	ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def new participant ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def participant ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def participate ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def participation payment ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def payment ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def pyramid selling scheme ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
	def recruitment payment ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
Pyramid selling schemes—participation prohibited
s 25B	ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
What is a pyramid selling scheme
s 25C	ins A2003‑2 s 34
	am A2007‑39 amdt 3.55
	om A2010‑54 amdt 1.6
Marketing schemes—are they pyramid selling schemes?
s 25D	ins A2003‑2 s 34
	om A2010‑54 amdt 1.6
Variation or discharge of restraining order
s 26	orig s 26
	am A1997‑96 sch 1; A2007‑39 amdt 3.56; A2008‑25 amdt 2.8, amdt 2.9
	om A2010‑54 amdt 1.6
	pres s 26
	(prev s 38) am A2000‑17 sch 1
	renum as s 26 A2010‑54 amdt 1.15
Register of undertakings
s 27	orig s 27
	om A2003‑2 s 35
	pres s 27
	(prev s 39) am A2000‑17 sch 1
	sub A2010‑54 amdt 1.14
	renum as s 27 A2010‑54 amdt 1.15
Advisory committees
pt 4 hdg	sub A2010‑54 amdt 1.16
Establishment of advisory committees
s 28	am A2007‑39 amdt 3.57
	om A2010‑54 amdt 1.6
	ins A2010‑54 amdt 1.16
Credit card contracts and increases in credit card limits
s 28A	ins A2002‑31 s 5
	am A2010‑40 amdt 1.5
	om A2010‑54 amdt 1.6
Cash card use disclosure
s 28B	(prev s 28A) ins A1996‑9 s 4
	renum A2002‑31 s 4
	om A2010‑54 amdt 1.6
Advisory committee membership
s 29	am A2007‑39 amdt 3.58; A2008‑7 amdt 1.48
	om A2010‑54 amdt 1.6
	ins A2010‑54 amdt 1.16
Advisory committee—general procedure
s 30	am A2007‑39 amdt 3.59
	om A2010‑54 amdt 1.6
	ins A2010‑54 amdt 1.16
Reimbursement of expenses for advisory committee members
s 31	am A2007‑39 amdts 3.60-3.62
	om A2010‑54 amdt 1.6
	ins A2010‑54 amdt 1.16
Maximum annual percentage rate and disclosure
pt 4A hdg	renum as pt 6 hdg
Commissioner for fair trading
pt 5 hdg	orig pt 5 hdg
	om A2010‑54 amdt 1.20
	pres pt 5 hdg
	reloc from Fair Trading (Consumer Affairs) Act 1973 pt 3 hdg by A2010‑54 amdt 2.26
Administration
div 5.1 hdg	reloc from Fair Trading (Consumer Affairs) Act 1973 div 3.1 hdg by A2010‑54 amdt 2.26
Commissioner for fair trading
s 32	orig s 32
	renum as s 21
	pres s 32
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 6 by A2010‑54 amdt 2.26
	am A2011‑22 amdt 1.203
Prescribed provisions
s 32A	ins A2001‑77 s 6
	om A2005‑60 amdt 1.91
Functions of commissioner
s 33	orig s 33
	renum as s 22
	pres s 33
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 7 by A2010‑54 amdt 2.26
	am A2011‑22 amdt 1.204; A2011‑49 amdt 1.6; pars renum R26 LA
Delegation by commissioner
s 34	orig s 34
	renum as s 23
	pres s 34
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 8 by A2010‑54 amdt 2.26
	am A2011‑16 amdt 1.14; A2013‑19 amdt 3.155
Investigations
div 5.2 hdg	reloc from Fair Trading (Consumer Affairs) Act 1973 div 3.2 hdg by A2010‑54 amdt 2.26
Definitions for div 5.2
s 35 hdg	(prev s 35A hdg) am A2005‑60 amdt 1.93
s 35	orig s 35
	am A2000‑17 s 3 sch 1; A2001‑77 ss 7-9
	om A2005‑60 amdt 1.92
	prev s 35
	(prev s 35A) ins A1999‑66 sch 3
	am A2000‑17 sch 1; A2005‑60 amdt 1.94
	renum as s 35 A2005‑60 amdt 1.95
	om A2010‑54 amdt 1.10
	pres s 35
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 8A by A2010‑54 amdt 2.26
Evidence of approved code
s 35A	renum as s 35
Investigators
s 36	orig s 36
	renum as s 24
	pres s 36
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 9 by A2010‑54 amdt 2.26
	sub A2011‑16 amdt 1.15
	am A2011‑49 amdt 1.7
Identity cards
s 37	orig s 37
	renum as s 25
	pres s 37
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 10 by A2010‑54 amdt 2.26
Power not to be exercised before identity card shown
s 38	orig s 38
	renum as s 26
	pres s 38
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 11 by A2010‑54 amdt 2.26
General power to enter premises
s 39	orig s 39
	renum as s 27
	pres s 39
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12 by A2010‑54 amdt 2.26
Consent to entry
s 40	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12A by A2010‑54 amdt 2.26
Warrants
s 41	am A1998‑54 sch; A2004‑18 s 24, s 25; ss renum R10 LA (see A2004‑18 s 26)
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12B by A2010‑54 amdt 2.26
Warrants—application made other than in person
s 42	am A2000‑17 sch 1
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12C by A2010‑54 amdt 2.26
General powers on entry to premises
s 43	am A2000‑17 sch 1
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12D by A2010‑54 amdt 2.26
Inspection of records of agents
s 44	am A2000‑17 sch 1; A2008‑7 amdt 1.49
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12DA by A2010‑54 amdt 2.26
Power to seize evidence
s 45	am A2000‑17 sch 1; A2007‑39 amdt 3.63
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12E by A2010‑54 amdt 2.26
Receipt for things seized
s 46	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12F by A2010‑54 amdt 2.26
Access to things seized
s 47	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12G by A2010‑54 amdt 2.26
Return of things seized
s 48	sub A2008‑7 amdt 1.50
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12H by A2010‑54 amdt 2.26
Self-incrimination etc
s 49	am A2001‑77 ss 11-13
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12I by A2010‑54 amdt 2.26
Damage etc to be minimised
s 50	am A1994‑26 sch; A2000‑17 sch 1
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12M by A2010‑54 amdt 2.26
Compensation
s 51	am A1998‑54 sch; A2000‑17 sch 1; A2005‑20 amdt 3.152; A2007‑39 amdt 3.64
	om A2010‑54 amdt 1.16
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 12N by A2010‑54 amdt 2.26
Power of Magistrates Court for pt 4
s 51AA	ins A2003‑47 s 20
	om A2010‑54 amdt 1.16
Enforcement of undertakings
s 51A	ins A2001‑77 s 14
	om A2010‑54 amdt 1.16
Substantiation of claims
s 51B	ins A2001‑77 s 14
	om A2010‑54 amdt 1.16
Definitions—pt 6
s 51C	renum as s 62
Maximum annual percentage rate
s 51D	renum as s 63
Disclosure of cost of credit
s 51E	renum as s 64
Investigator may require giving of information and producing of documents
s 52	om A2010‑54 amdt 1.20
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 13 by A2010‑54 amdt 2.26
Copying of documents produced under s 52
s 53	om A2010‑54 amdt 1.20
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 14 by A2010‑54 amdt 2.26
Secrecy
s 54	sub A2001‑44 amdt 1.1582
	om A2010‑54 amdt 1.20
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 15 by A2010‑54 amdt 2.26
Commissioner may begin or defend legal proceeding on behalf of consumer
s 55	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16 by A2010‑54 amdt 2.26
Commissioner must obtain consent in relation to proceeding
s 56	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16A by A2010‑54 amdt 2.26
Conduct of proceeding by commissioner
s 57	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16B by A2010‑54 amdt 2.26
Court’s powers
s 58	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16C by A2010‑54 amdt 2.26
Recovery of money other than costs
s 59	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16D by A2010‑54 amdt 2.26
Costs
s 60	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16E by A2010‑54 amdt 2.26
Commissioner not personally liable
s 61	reloc from Fair Trading (Consumer Affairs) Act 1973 s 16F by A2010‑54 amdt 2.26
Maximum annual percentage rate and disclosure
pt 6 hdg	(prev pt 4A hdg) ins A2009‑44 amdt 1.23
	renum as pt 6 hdg A2010‑54 amdt 1.17
Definitions—pt 6
s 62	(prev s 51C) ins A2009‑44 amdt 1.23
	sub A2010‑40 amdt 1.6
	renum as s 62 A2010‑54 amdt 1.19
	def annual percentage rate ins A2009‑44 amdt 1.23
	sub A2010‑40 amdt 1.6
	def code ins A2009‑44 amdt 1.23
	om A2010‑40 amdt 1.6
	ins A2010‑54 amdt 1.18
	def contract document ins A2009‑44 amdt 1.23
	sub A2010‑40 amdt 1.6
	def credit ins A2009‑44 amdt 1.23
	sub A2010‑40 amdt 1.6
	def credit contract ins A2009‑44 amdt 1.23
	sub A2010‑40 amdt 1.6
	def credit fees and charges ins A2009‑44 amdt 1.23
	sub A2010‑40 amdt 1.6
Maximum annual percentage rate
s 63	(prev s 51D) ins A2009‑44 amdt 1.23
	am A2010‑40 amdt 1.7
	renum as s 63 A2010‑54 amdt 1.19
Disclosure of cost of credit
s 64	(prev s 51E) ins A2009‑44 amdt 1.23
	am A2010‑40 amdts 1.8-1.11
	renum as s 64 A2010‑54 amdt 1.19
Miscellaneous
pt 7 hdg	ins A2010‑54 amdt 1.20
Certificate evidence
s 65	ins A2010‑54 amdt 1.20
Protection of officials from liability
s 66	ins A2010‑54 amdt 1.20
Regulation-making power
s 67	ins A2010‑54 amdt 1.20
Australian consumer law transitional provisions
sch 1 hdg	ins A2010‑54 amdt 1.21
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
	def commencement day ins A2010‑54 amdt 1.20
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
	def repealed Acts ins A2010‑54 amdt 1.20
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
Definitions—sch 1
s 1.1	ins A2010‑54 amdt 1.21
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
Transitional—reference to a repealed Act
s 1.2	ins A2010‑54 amdt 1.21
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
Transitional—advisory committees
s 1.3	ins A2010‑54 amdt 1.21
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
Transitional—dict, def fair trading legislation
s 1.3A	ins as mod SL2011‑4 s 3
	mod lapsed on repeal of SL2011‑4 (12 April 2012)
Transitional—regulations
s 1.4	ins A2010‑54 amdt 1.21
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
Expiry—sch 1
s 1.5	ins A2010‑54 amdt 1.21
	exp 1 January 2014 (s 1.5 (LA s 88 declaration applies))
Trade measurement transitional provisions
sch 2 hdg	reloc from Fair Trading (Consumer Affairs) Act 1973 sch 2 hdg by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Definitions—sch 2
s 2.1	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def commencement day ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def Commonwealth law ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def continuing matter ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def National Measurement Institute ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def repealed Acts ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def repealed Administration Act ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
	def repealed Principal Act ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—application of repealed Acts to continuing matters
s 2.2	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.2 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—disciplinary actions
s 2.3	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—reviews
s 2.4	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.4 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—seized property
s 2.5	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.5 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—unpaid fees
s 2.6	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.6 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—search warrants
s 2.7	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.7 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—disclosure of information
s 2.8	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.8 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—reference to a repealed Act
s 2.9	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.9 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Transitional—regulations
s 2.10	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.10 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Expiry—sch 2
s 2.11	ins A2010‑13 amdt 1.23
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 2.11 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 2.11 (LA s 88 declaration applies))
Consumer credit transitional provisions
sch 3 hdg	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 sch 3 hdg by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Definitions—sch 3
s 3.1	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
	def ASIC ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.1 by A2010‑54 amdt 2.27
	sub A2012‑21 amdt 3.74
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
	def national credit legislation ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
	def repealed credit legislation ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.1 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Transitional—financial counselling trust fund
s 3.2	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.2 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Transitional—provision of information and assistance to ASIC
s 3.3	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.3 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Transitional—ASIC has particular functions
s 3.4	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.4 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Transitional—reference to repealed legislation
s 3.5	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.5 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Transitional—pre-credit code contracts
s 3.6	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.6 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Transitional—finance broking commissions
s 3.7	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.7 by A2010‑54 amdt 2.27
	exp 1 January 2011 (s 3.7 (2) (LA s 88 declaration applies))
Transitional—regulations
s 3.8	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.8 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Expiry—sch 3
s 3.9	ins A2010‑40 amdt 1.18
	reloc from Fair Trading (Consumer Affairs) Act 1973 s 3.9 by A2010‑54 amdt 2.27
	exp 1 July 2013 (s 3.9 (LA s 88 declaration applies))
Dictionary
dict	ins A2005‑60 amdt 1.101
	am A2009‑44 amdt 1.24; A2010‑40 amdt 1.12, amdt 1.13; A2010‑54 amdt 1.22, amdt 1.23; A2011‑22 amdt 1.205
	def acquire reloc from s 5 A2005‑60 amdt 1.87
	am A2007‑39 amdt 3.65
	om A2010‑54 amdt 1.24
	def advisory committee ins A2010‑54 amdt 1.25
	def annual percentage rate ins A2009‑44 amdt 1.25
	sub A2010‑54 amdt 1.26
	def application law ins A2010‑54 amdt 1.27
	def approved code ins A2005‑60 amdt 1.101
	def arrive at reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.28
	def Australian Consumer Law ins A2010‑54 amdt 1.29
	def Australian Consumer Law (ACT) ins A2010‑54 amdt 1.29
	def Australian Consumer Law text ins A2010‑54 amdt 1.29
	def business reloc from s 5 A2005‑60 amdt 1.87
	sub A2010‑54 amdt 1.30
	def business premises ins A2010‑54 amdt 1.31
	def code ins A2009‑44 amdt 1.25
	sub A2010‑40 amdt 1.14; A2010‑54 amdt 1.32
	def commissioner ins A2000‑17 sch 1
	reloc from s 5 A2005‑60 amdt 1.87
	sub A2010‑54 amdt 1.33
	def conduct ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.34
	def connected ins A2010‑54 amdt 1.35
	def consumer ins A2005‑60 amdt 1.101
	sub A2010‑54 amdt 1.36
	def contract document ins A2009‑44 amdt 1.25
	sub A2010‑54 amdt 1.36
	def court ins A2010‑54 amdt 1.37
	def covenant reloc from s 5 A2005‑60 amdt 1.87
	am A2007‑39 amdt 3.66
	om A2010‑54 amdt 1.38
	def credit ins A2009‑44 amdt 1.25
	sub A2010‑54 amdt 1.39
	def credit contract ins A2009‑44 amdt 1.25
	sub A2010‑54 amdt 1.39
	def credit fees and charges ins A2009‑44 amdt 1.25
	sub A2010‑54 amdt 1.39
	def disposal ins A2007‑39 amdt 3.67
	om A2010‑54 amdt 1.40
	def engaging ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.40
	def fair trading legislation ins A2010‑54 amdt 1.41
	am A2010‑54 amdt 1.42; pars renum R24 LA; A2011‑16 amdt 1.16; pars renum R25 LA; A2011‑44 s 72; pars renum R29 LA; am A2013-7 amdt 1.8; pars renum R30 LA
	def goods reloc from s 5 A2005‑60 amdt 1.87
	sub A2010‑54 amdt 1.43
	def identity card ins A2010‑54 amdt 1.44
	def instrument ins A2010‑54 amdt 1.44
	def Intergovernmental Agreement ins A2010‑54 amdt 1.44
	def investigation ins A2010‑54 amdt 1.44
	def investigator ins A2010‑54 amdt 1.44
	sub A2011‑16 amdt 1.17
	def involved ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.45
	def jurisdiction ins A2010‑54 amdt 1.46
	def law ins A2010‑54 amdt 1.46
	def modifications ins A2010‑54 amdt 1.46
	def month ins A2010‑54 amdt 1.46
	def new participant ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.47
	def occupier ins A2010‑54 amdt 1.48
	def offence ins A2010‑54 amdt 1.48
	def offering ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.49
	def other jurisdiction ins A2010‑54 amdt 1.50
	def participant ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.51
	def participate ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.51
	def participating jurisdiction ins A2010‑54 amdt 1.52
	def participation payment ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.53
	def payment ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.53
	def price reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.53
	def provision reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.53
	def published reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.53
	def pyramid selling scheme ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.53
	def recruitment payment ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.53
	def refusing ins A2005‑60 amdt 1.101
	om A2010‑54 amdt 1.53
	def require reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.53
	def resupply ins A2007‑39 amdt 3.67
	om A2010‑54 amdt 1.53
	def send sub A2005‑60 amdt 1.85
	reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.53
	def services am A2000‑66 sch 1 pt 6
	reloc from s 5 A2005‑60 amdt 1.87
	am A2007‑39 amdt 3.68, amdt 3.69
	sub A2010‑54 amdt 1.54
	def share reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.55
	def State ins A2010‑54 amdt 1.56
	def statement reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.57
	def supplier ins A2010‑54 amdt 1.58
	def supply am A2005‑60 amdt 1.86
	reloc from s 5 A2005‑60 amdt 1.87
	am A2007‑39 amdt 3.70
	sub A2010‑54 amdt 1.59
	def Territory ins A2010‑54 amdt 1.60
	def this jurisdiction ins A2010‑54 amdt 1.60
	def trade or commerce reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.61
	def undertaking ins A2005‑60 amdt 1.101
	def unsolicited goods reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.61
	def unsolicited services reloc from s 5 A2005‑60 amdt 1.87
	om A2010‑54 amdt 1.61

5	Earlier republications
Some earlier republications were not numbered. The number in column 1 refers to the publication order.  
Since 12 September 2001 every authorised republication has been published in electronic pdf format on the ACT legislation register.  A selection of authorised republications have also been published in printed format. These republications are marked with an asterisk (*) in column 1.  Electronic and printed versions of an authorised republication are identical. 

Republication No	Amendments to	Republication date	
1	A1993‑44	31 January 1994	
2	A1997‑96	1 June 1998	
3	A1998‑54	31 March 1999	
4	A2000‑17	31 July 2000	
5	A2001‑77	14 September 2001	
5 (RI)	A2001‑77 ‡	11 August 2003	
6	A2001‑77	14 March 2002	
6 (RI)	A2001‑77 ‡	11 August 2003	
7	A2002‑31	25 November 2002	
7 (RI)	A2002‑31 ‡	11 August 2003	
8	A2003‑2	31 March 2003	
8 (RI)	A2003‑2 ‡	11 August 2003	
9	A2003‑47	1 November 2003	
10	A2004‑18	20 April 2004	
11	A2004‑18	1 July 2004	
12*	A2005‑20	2 June 2005	
13	A2005‑20	2 November 2005	
14	A2005‑60	22 December 2005	
15	A2005‑60	23 December 2006	
16	A2007‑39	27 December 2007	
17	A2008‑7	7 May 2008	
18	A2008‑25	15 January 2009	
19	A2009‑44	22 December 2009	
20	A2010‑40	6 October 2010	
21 (RI) ††	A2010‑54	15 July 2013	
22 (RI) ††	A2010‑54	15 July 2013	
23 (RI) ††	A2010‑54	15 July 2013	
24 (RI) ††	A2011‑22	15 July 2013	
25 (RI) ††	A2011‑22	15 July 2013	
26 (RI) ††	A2011‑49	15 July 2013	
27 (RI) ††	A2011‑49	15 July 2013	
28 (RI) ††	A2012‑21	15 July 2013	
29 (RI) ††	A2012‑21	15 July 2013	
30 (RI) ††	A2013-7	15 July 2013	
‡  includes textual correction in s 37 (1)	
††  reissue for textual correction (dictionary)	

©  Australian Capital Territory 2013