Australian Capital Territory
Road Transport (Third-Party Insurance) Regulations 2000     No 6
made under the
Road Transport (General) Act 1999
Republication No 2
Republication date: 12 September 2001
Last amendment made by Act 2001 No 44
Amendments incorporated to 12 September 2001

Unauthorised version prepared by ACT Parliamentary Counsel's Office

About this republication
The republished law
This is a republication of the Road Transport (Third-Party Insurance) Regulations 2000, made under the Road Transport (General) Act 1999 as in force on 12 September 2001.  It includes any amendment, repeal or expiry affecting the republished law to 12 September 2001 and any amendments made under the Legislation Act 2001, part 11.3 (Editorial changes).  
The legislation history and amendment history of the republished law are set out in endnotes 3 and 4. 
Kinds of republications
The Parliamentary Counsel’s Office prepares 2 kinds of republications of ACT laws (see the ACT legislation register at www.legislation.act.gov.au):
•	authorised republications to which the Legislation Act 2001 applies
•	unauthorised republications.
The status of this republication appears on the bottom of each page.
Editorial changes
The Legislation Act 2001, part 11.3 authorises the Parliamentary Counsel to make editorial amendments and other changes of a formal nature when preparing a law for republication.  Editorial changes do not change the effect of the law, but have effect as if they had been made by an Act commencing on the republication date (see Legislation Act 2001, s 115 and s 117).  The changes are made if the Parliamentary Counsel considers they are desirable to bring the law into line, or more closely into line, with current legislative drafting practice.  
When preparing the authorised version of this republication amendments were made under part 11.3 (see endnote 1).
Uncommenced provisions and amendments
If a provision of the republished law has not commenced or is affected by an uncommenced amendment, the symbol  U  appears immediately before the provision heading.  The text of the uncommenced provision or amendment appears only in the last endnote.
Modifications
If a provision of the republished law is affected by a current modification, the symbol  M  appears immediately before the provision heading.  The text of the modifying provision appears in the endnotes.  For the legal status of modifications, see Legislation Act 2001, section 95.
Penalties
The value of a penalty unit for an offence against this republished law at the republication date—
	(a)	if the person charged is an individual—$100; or
	(b)	if the person charged is a corporation—$500.

Amendments incorporated to
12 September 2001

Australian Capital Territory
Road Transport (Third-Party Insurance) Regulations 2000
made under the
Road Transport (General) Act 1999
Contents
	Page
	1	Name of regulations	2
	3	Dictionary	2
	4	Notes	2
	5	Terms of third-party policies	3
	7	Returns by authorised insurers (TPI reg 8 (1))	3
	8	Lost, stolen etc certificates of insurance (TPI reg 9, 10)	4
	9	Change in use of insured vehicle (TPI reg 15)	4
	10	Classification of vehicles (TPI sch 1)	4
	11	Maximum premiums (TPI reg 16)	4
	12	Overlapping premium classification (TPI reg 19)	5
	13	Increases in premium during term of policy (TPI reg 17)	5
Schedule 1	Classification of vehicles and maximum rates for premiums	7
Dictionary		12
Endnotes
	1	About the endnotes	13
	2	Abbreviation key	13
	3	Legislation history	14
	4	Amendment history	15
	5	Earlier republications	16

Amendments incorporated to
12 September 2001

Australian Capital Territory
Road Transport (Third-Party Insurance) Regulations 2000     

made under the
Road Transport (General) Act 1999

    

  

1	Name of regulations
	These regulations are the Road Transport (Third-Party Insurance) Regulations 2000.
3	Dictionary
	The dictionary at the end of these regulations is part of these regulations.
Note 1	The dictionary defines certain words and expressions used in these regulations, and includes references (signpost definitions) to other words and expressions defined elsewhere in these regulations or elsewhere in the road transport legislation.
For example, the signpost definition ‘trader’s plate—see the Road Transport (Vehicle Registration) Act 1999, dictionary.’ means the expression ‘trader’s plate’ is defined in the dictionary to the Act and the definition applies to these regulations.
Note 2	A definition in the dictionary (including a signpost definition) applies to the entire regulations unless the definition, or another provision of the regulations, provides otherwise or the contrary intention otherwise appears (see Legislation Act 2001, s 155 and s 156 (1)).
4	Notes 
	(1)	A note in these regulations is explanatory and is not part of these regulations.
Note	See Legislation Act 2001, s 127 (1), (4) and (5) for the legal status of notes.
	(2)	In this regulation:
note includes material enclosed in brackets in regulation headings.
Note	For comparison, a number of regulations contain bracketed notes in their headings drawing attention to equivalent or comparable (though not necessarily identical) provisions of other regulations.  Abbreviations in the notes include the following:
	TPI: Motor Vehicle (Third Party Insurance) Regulations 1947, as in force immediately before the commencement of these regulations.
5	Terms of third-party policies
	For the Act, section 163 (b) the following terms are prescribed for a third-party policy:
Third-party policy
The insurer insures the owner of the motor vehicle to which the policy applies, and anyone else who drives the vehicle (whether or not with the owner’s authority), against liability in relation to the death of, or bodily injury to, a person caused by, or arising out of the use of, the vehicle anywhere in Australia (whether or not on a road or road related area).
In this policy, words and expressions have the same meanings as in part 10 of the Road Transport (General) Act 1999.
7	Returns by authorised insurers (TPI reg 8 (1))
	(1) 	An authorised insurer must, not later than 30 April in each year, give to the road transport authority a return containing the required insurance particulars for the year ending on the previous 31 December.
Maximum penalty:  20 penalty units.
	(2) 	For subregulation (1):
insurance particulars means particulars about—
	(a)	premiums received for insurance under third-party policies; and
	(b)	claims paid in relation to such policies; and
	(c)	the persons insured under such policies; and
	(d)	any other matters relevant to such policies or part 10 of the Act.
required insurance particulars, for a year, means the insurance particulars that the road transport authority notifies the insurer, not later than 1 February in the next year, are the required particulars for the year.
8	Lost, stolen etc certificates of insurance (TPI reg 9, 10)
	If the insurer that issued a certificate of insurance to a person is satisfied that the certificate has been lost, stolen, damaged or destroyed, the insurer must, on application by the person, give the person a replacement certificate.
9	Change in use of insured vehicle (TPI reg 15)
	(1) 	This regulation applies if the premium paid for the third-party policy applying to a motor vehicle has been worked out because of the use of the vehicle for a particular purpose or purposes mentioned in a premium classification.
	(2) 	The owner must not use the vehicle for another purpose unless the owner pays the insurer the additional premium (if any) payable for the premium classification applying to the other purpose.
Maximum penalty:  20 penalty units.
10	Classification of vehicles (TPI sch 1)
	The classification of vehicles set out in schedule 1, columns 2 and 3 applies in working out the maximum premium that may be charged for a third-party policy applying to a particular vehicle.
11	Maximum premiums (TPI reg 16)
	(1) 	The maximum premium that may be charged for a third-party policy applying to a vehicle of a classification mentioned in column 2 of an item of schedule 1, or a trader’s plate, is—
	(a)	if the policy is for 1 year—the appropriate amount mentioned in column 5 of the item; and
	(b)	if the policy is for any other period—an amount worked out in accordance with the following formula:

	(2) 	In subregulation (1):
N means the number of months of the policy (counting part of a month as 1 month).
12	Overlapping premium classification (TPI reg 19)
	If 2 or more premium classifications apply to a vehicle, the maximum premium payable for the third-party policy for the vehicle is the higher of the maximum premiums applying under the premium classifications.
13	Increases in premium during term of policy (TPI reg 17)
	(1) 	This regulation applies if, while a third-party policy is in force for a vehicle—
	(a)	a change is made—
	(i)	in the construction, use or ownership of the vehicle; or 
	(ii)	in the place where it is usually garaged; and 
	(b)	because of the change, a higher premium than the premium paid on the policy could be charged if a new third-party policy were issued for the vehicle.
	(2) 	The owner of the motor vehicle is liable to pay an additional premium from the day of the change worked out in accordance with the following formula:

	(3) 	In subregulation (2):
P1 means the premium originally paid.
P2 means the higher premium for the term of the original policy.
N1 means the number of months of the original policy (counting part of a month as 1 month).
N2 means the remaining number of months of the policy (counting part of a month as 1 month).

Schedule 1	Classification of vehicles and maximum rates for premiums
(see reg 10 and reg 11)
    
column 1
item	column 2
premium classification	column 3
classification definition	column 4
case (if relevant)	column 5
maximum premium ($)	
1	ambulance	motor vehicle built to transport sick or injured people		530.70	
2	breakdown vehicle	motor vehicle used mainly to tow broken-down vehicles		341.85	
3	bus or tourist vehicle	motor vehicle (other than a taxi, restricted taxi, private hire car or restricted hire vehicle) used to carry paying passengers	·	if the vehicle has seating for not more than 16 adults (including the driver)	644.00	
			·	if the vehicle has seating for more than 16 adults (including the driver)	1 701.40	
4	drive-yourself vehicle	motor vehicle let for hire (other than under a lease or hire-purchase agreement)		2 267.90	
5	firefighting vehicle	motor vehicle used solely for firefighting		474.05	
6	goods vehicle	motor vehicle built mainly to carry goods (other than a primary producer’s goods vehicle)	·	if the unladen weight 
is not over 975kg	379.65	
			·	if the unladen weight
 is over 975kg 
but not over 2t	549.55	
			·	if the unladen weight 
is over 2t	1 361.50	
7	historic vehicle	motor vehicle (other than a veteran vehicle or vintage vehicle) built not less than 30 years before the day of issue of a third-party policy for the vehicle and registered concessionally as an historic vehicle		39.75	
8	miscellaneous vehicle	tractor (other than a primary producer’s tractor) or implement		644.00	
9	mobile crane	motor vehicle built mainly as a crane (other than a breakdown vehicle or tractor)		681.75	
10	motorcycle	motorbike or motortrike	·	if the engine capacity 
is not over 300mL	96.40	
			·	if the engine capacity 
is over 300mL 
but not over 600mL	379.65	
			·	if the engine capacity 
is over 600mL	304.10	
11	passenger vehicle	motor vehicle built mainly to carry people (other than an ambulance, bus or tourist vehicle, drive-yourself vehicle, motorcycle, police vehicle, private hire car or taxi)		379.65	
12	police vehicle	motor vehicle driven, or intended to be driven, by a police officer in the course of his or her duty		1 059.40	
13	primary producer’s goods vehicle	goods vehicle used by a primary producer in connection with his or her operations as a primary producer	·	if the unladen weight 
is not over 2t	304.10	
			·	if the unladen weight 
is over 2t	171.90	
14	primary producer’s tractor	tractor used by a primary producer in connection with his or her operations as a primary producer		228.55	
15	private hire car	motor vehicle licensed (or intended to be licensed) as a private hire car		1 890.25	
16	taxi	motor vehicle licensed (or intended to be licensed) as a taxi or restricted taxi		6 044.40	
17	trader’s plates			58.60	
18	trailer	vehicle built to be towed by a motor vehicle		nil	
19	undertaker’s vehicle	motor vehicle used solely as an undertaker’s hearse		190.80	
20	veteran vehicle	motor vehicle built before 1919		39.75	
21	vintage vehicle	motor vehicle built after 1918 and before 1931		39.75	

Dictionary
(see reg 3)
authorised insurer—see the Act, section 158.
certificate of insurance—see the Act, section 158.
implement—see the Road Transport (Vehicle Registration) Regulations 2000, dictionary.
issue, of a third-party policy—see the Act, section 158.
motorbike—see the Road Transport (Vehicle Registration) Regulations 2000, dictionary.
motortrike—see the Road Transport (Vehicle Registration) Regulations 2000, dictionary.
motor vehicle—see the Act, dictionary.
owner—see the Act, section 158 (Definitions for pt 10).
premium classification means a classification mentioned in schedule 1.
private hire car—see the Act, section 100.
registration—see the Act, section 158.
restricted hire vehicle—see the Act, section 100.
restricted taxi—see the Act, section 100.
taxi—see the Act, section 100.
third-party policy—see the Act, section 158.
tractor—see the Road Transport (Vehicle Registration) Regulations 2000, dictionary.
trader’s plates—see the Road Transport (Vehicle Registration) Act 1999, dictionary.

Endnotes
1	About the endnotes
Amending and modifying laws are annotated in the legislation history and the amendment history.  Current modifications are not included in the republished law but are set out in the endnotes.
Not all editorial amendments made under the Legislation Act 2001, part 11.3 are annotated in the amendment history.  Full details of any amendments can be obtained from the Parliamentary Counsel’s Office.
Uncommenced amending laws are listed in the legislation history and the amendment history.  These details are underlined.  Uncommenced provisions and amendments are not included in the republished law but are set out in the last endnotes.
If all the provisions of the law have been renumbered, a table of renumbered provisions gives details of previous and current numbering.  
The endnotes also include a table of earlier republications.
If the republished law includes penalties, current information about penalty unit values appears on the republication inside front cover.
2	Abbreviation key

am = amended	ord = ordinance	
amdt = amendment	orig = original	
ch = chapter	p = page	
cl = clause	par = paragraph	
def = definition	pres = present	
dict = dictionary	prev = previous	
disallowed = disallowed by the Legislative 	(prev...) = previously	
Assembly	prov = provision	
div = division	pt = part	
exp = expires/expired	r = rule/subrule	
Gaz = Gazette	reg = regulation/subregulation	
hdg = heading	renum = renumbered	
ins = inserted/added	reloc = relocated	
LA = Legislation Act 2001	R[X] = Republication No	
LR = legislation register	s = section/subsection	
LRA = Legislation (Republication) Act 1996	sch = schedule	
mod = modified / modification	sdiv = subdivision	
No = number	sub = substituted	
o = order	SL  = Subordinate Law	
om = omitted/repealed	underlining = whole or part not commenced	
3	Legislation history
Road Transport (Third-Party Insurance) Regulations 2000 No 6
notified 29 February 2000 (Gaz 2000 No S6)
reg 1, reg 2 commenced 29 February 2000 (IA s 10B)
remainder (regs 3-14) commenced 1 March 2000 (reg 2 and Gaz 2000 No S5)
as amended by
Road Transport (Third-Party Insurance) Regulations Amendment	 SL 2000 No 25
notified 8 June 2000 (Gaz 2000 No S23)
commenced 8 June 2000 (reg 1)
Road Transport (Third-Party Insurance) Regulations Amendment SL 2001 No 5
notified 28 February 2001 (Gaz 2001 No S10)
reg 1 commenced 28 February 2001 (IA s 10B)
remainder (reg 2, reg 3) commenced 1 March 2001 (reg 1)
Road Transport (Third-Party Insurance) Regulations Amendment SL 2001 No 13
notified 21 May 2001 (Gaz 2001 No S27)
commenced 21 May 2001 (reg 1)
Road Transport Legislation Amendment Act 2001 No 27 sch 4
notified 24 May 2001 (Gaz 2001 No 21)
s 1, s 2 commenced 24 May 2001 (IA s 10B)
sch 4 commenced 24 May 2001 (s 2)
Legislation (Consequential Amendments) Act 2001 No 44 pt 346
notified 26 July 2001 (Gaz 2001 No 30)
s 1, s 2 commenced 26 July 2001 (IA s 10B)
pt 346 commenced 12 September 2001 (s 2 and Gaz 2001 No S65)

4	Amendment history
Commencement
reg 2	om Act 2001 No 27 amdt 4.28
Dictionary
reg 3	am Act 2001 No 44 amdt 1.3785
Notes
reg 4	am Act 2001 No 44 amdt 1.3786
Terms of public vehicle policies
reg 6	om Act 2001 No 27 amdt 4.29
Lost, stolen etc certificates of insurance
reg 8	sub Act 2001 No 27 amdt 4.30
Classification of vehicles
reg 10	am 2000 No 25 reg 3
Maximum premiums
reg 11	am 2000 No 25 reg 4
Maximum premiums for late renewal
reg 11A	ins 2001 No 5 reg 3
	om 2001 No 13 reg 3
Overlapping premium classification
reg 12	am 2001 No 13 reg 4
Policies beginning before 1 July 2001
reg 14	prev reg 14 am 2000 No 25 reg 5
	exp 1 July 2000 (reg 14 (3))
	ins 2001 No 13 reg 5
	exp 1 July 2001 (reg 14 (2))
Policies beginning before 1 July 2000
reg 15	ins 2000 No 25 reg 6
	exp 1 July 2000 (reg 15 (2))
Schedule 1—Classification of vehicles and maximum rates for premiums
sch 1	sub 2000 No 25 reg 8; 2001 No 13 reg 6
Dictionary
dict	def issue am 2001 No 27 amdt 4.31
	def premium classification am 2000 No 25 reg 7
	def public vehicle om 2001 No 27 amdt 4.32
	def public vehicle policy om 2001 No 27 amdt 4.32
	def the Act om Act 2001 No 44 amdt 1.3787
5	Earlier republications
Some earlier republications were not numbered. The number in column 1 refers to the publication order.

Republication No	Amendments to	Republication date	
1	not amended	1 March 2000	

Unauthorised version prepared by ACT Parliamentary Counsel's Office

©  Australian Capital Territory 2001